BUSINESS SEGMENTS (Tables)

6 Months Ended

Jun. 30, 2012

BUSINESS SEGMENTS

Operating results and key financial measures for operating segments

	Three Months Ended June 30, 2012
	Retail		Commercial
	Banking		Lending		Other		Total
	(In thousands)
Interest income	$	92,369	$	152,148	$	21,845	$	266,362
Charge for funds used	(22,149)		(29,922)		10,508		(41,563)
Interest spread on funds used	70,220		122,226		32,353		224,799
Interest expense	(14,218)		(5,196)		(13,791)		(33,205)
Credit on funds provided	33,731		3,292		4,540		41,563
Interest spread on funds provided	19,513		(1,904)		(9,251)		8,358
Net interest income	$	89,733	$	120,322	$	23,102	$	233,157
Provision for loan losses	$	10,375	$	5,125	$	—	$	15,500
Depreciation, amortization and accretion	2,466		(6,474)		10,013		6,005
Goodwill	320,566		16,872		—		337,438
Segment pre-tax profit	18,483		63,257		22,654		104,394
Segment assets	6,516,382		10,058,264		4,951,088		21,525,734

	Three Months Ended June 30, 2011
	Retail		Commercial
	Banking		Lending		Other		Total
	(In thousands)
Interest income	$	94,964	$	153,015	$	26,489	$	274,468
Charge for funds used	(24,091)		(37,356)		(260)		(61,707)
Interest spread on funds used	70,873		115,659		26,229		212,761
Interest expense	(23,538)		(8,002)		(15,592)		(47,132)
Credit on funds provided	54,387		3,456		3,864		61,707
Interest spread on funds provided	30,849		(4,546)		(11,728)		14,575
Net interest income	$	101,722	$	111,113	$	14,501	$	227,336
Provision for loan losses	$	1,787	$	24,713	$	—	$	26,500
Depreciation, amortization and accretion	13,427		20,999		3,920		38,346
Goodwill	320,566		16,872		—		337,438
Segment pre-tax (loss) profit	28,703		38,675		28,352		95,730
Segment assets	6,212,906		10,491,816		5,167,986		21,872,708

	Six Months Ended June 30, 2012
	Retail		Commercial
	Banking		Lending		Other		Total
	(In thousands)
Interest income	$	178,622	$	295,113	$	46,677	$	520,412
Charge for funds used	(44,409)		(59,671)		19,428		(84,652)
Interest spread on funds used	134,213		235,442		66,105		435,760
Interest expense	(29,766)		(12,262)		(26,309)		(68,337)
Credit on funds provided	68,771		6,416		9,465		84,652
Interest spread on funds provided	39,005		(5,846)		(16,844)		16,315
Net interest income	$	173,218	$	229,596	$	49,261	$	452,075
Provision for loan losses	$	17,289	$	16,311	$	—	$	33,600
Depreciation, amortization and accretion	14,399		10,658		19,617		44,674
Goodwill	320,566		16,872		—		337,438
Segment pre-tax profit	40,242		123,684		48,263		212,189
Segment assets	6,516,382		10,058,264		4,951,088		21,525,734

	Six Months Ended June 30, 2011
	Retail		Commercial
	Banking		Lending		Other		Total
	(In thousands)
Interest income	$	182,754	$	298,350	$	47,699	$	528,803
Charge for funds used	(49,679)		(77,553)		500		(126,732)
Interest spread on funds used	133,075		220,797		48,199		402,071
Interest expense	(46,109)		(13,987)		(32,537)		(92,633)
Credit on funds provided	111,732		6,934		8,066		126,732
Interest spread on funds provided	65,623		(7,053)		(24,471)		34,099
Net interest income	$	198,698	$	213,744	$	23,728	$	436,170
Provision for loan losses	$	8,943	$	44,063	$	—	$	53,006
Depreciation, amortization and accretion	28,127		48,100		7,185		83,412
Goodwill	320,566		16,872		—		337,438
Segment pre-tax (loss) profit	56,393		87,274		38,643		182,310
Segment assets	6,212,906		10,491,816		5,167,986		21,872,708