Commitments and Contingencies (Tables)

3 Months Ended

Mar. 31, 2026

Commitments and Contingencies Disclosure [Abstract]

The following table presents the Company’s credit-related commitments as of March 31, 2026 and December 31, 2025:



	March 31, 2026										December 31, 2025
($ in thousands)	Expire in One Year or Less		Expire After One Year Through Three Years		Expire After Three Years Through Five Years		Expire After Five Years		Total		Total
Loan commitments	$	4,699,796	$	3,405,090	$	855,790	$	219,462	$	9,180,138	$	9,623,963
Commercial letters of credit and SBLCs	1,339,368		566,099		152,788		934,073		2,992,328		2,956,290
Total	$	6,039,164	$	3,971,189	$	1,008,578	$	1,153,535	$	12,172,466	$	12,580,253

Schedule of Guarantees Outstanding

The following table presents the maximum potential future payments and carrying value of loans sold or securitized with recourse as of March 31, 2026 and December 31, 2025:



	Maximum Potential Future Payments										Carrying Value (1)
	March 31, 2026								December 31, 2025		March 31, 2026		December 31, 2025
($ in thousands)	Expire After One Year Through Three Years		Expire After Three Years Through Five Years		Expire After Five Years		Total		Total		Total		Total
SFR loans sold or securitized with recourse	$	14	$	397	$	2,580	$	2,991	$	3,137	$	2,991	$	3,137
Multifamily residential loans sold or securitized with recourse	116		39		14,841		14,996		14,996		15,595		15,895
Total	$	130	$	436	$	17,421	$	17,987	$	18,133	$	18,586	$	19,032

(1)Represents the unpaid principal balance.