CONSOLIDATED STATEMENT OF INCOME - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
INTEREST AND DIVIDEND INCOME
Loans receivable, including fees	$ 840,412	$ 866,389
Debt securities	147,784	75,392
Resale agreements	1,610	6,115
Restricted equity securities	2,859	1,339
Interest-bearing cash and deposits with banks	39,137	74,382
Total interest and dividend income	1,031,802	1,023,617
INTEREST EXPENSE
Deposits	391,981	406,199
Federal funds purchased and other short-term borrowings	6	42,106
FHLB advances	38,866	7,739
Repurchase agreements	77	35
Long-term debt and finance lease liabilities	671	2,399
Total interest expense	431,601	458,478
Net interest income before provision for credit losses	600,201	565,139
Provision for credit losses	49,000	25,000
Net interest income after provision for credit losses	551,201	540,139
NONINTEREST INCOME
Commercial and consumer deposit-related fees	27,075	24,948
Lending and loan servicing fees	26,230	22,925
Foreign exchange income	15,837	11,469
Wealth management fees	13,679	8,637
Customer derivative income	4,069	3,750
Net gains on AFS debt securities	131	49
Other investment income	2,262	2,815
Other income	2,819	3,894
Total noninterest income	92,102	78,487
NONINTEREST EXPENSE
Compensation and employee benefits	146,435	141,812
Occupancy and equipment expense	15,689	15,716
Deposit account expense	9,042	12,188
Computer and software related expenses	13,314	11,344
Deposit insurance premiums and regulatory assessments	10,385	19,649
Other operating expense	41,541	32,458
Amortization of tax credit and CRA investments	15,742	13,207
Total noninterest expense	252,148	246,374
INCOME BEFORE INCOME TAXES	391,155	372,252
Income tax expense	100,885	87,177
NET INCOME	$ 290,270	$ 285,075
EARNINGS PER SHARE (“EPS”)
BASIC (in dollars per share)	$ 2.10	$ 2.04
DILUTED (in dollars per share)	$ 2.08	$ 2.03
WEIGHTED-AVERAGE NUMBER OF SHARES OUTSTANDING
BASIC (in shares)	138,201	139,409
DILUTED (in shares)	139,291	140,261