Deposits

12 Months Ended

Dec. 31, 2024

DEPOSIT ACCOUNTS

Deposits

Deposits

The following table presents the composition of the Company’s deposits as of December 31, 2024 and 2023:

	December 31,
($ in thousands)	2024		2023
Deposits:
Noninterest-bearing demand	$	15,450,428	$	15,539,872
Interest-bearing checking	7,940,692		7,558,908
Money market	14,816,511		13,108,727
Savings:
Domestic office	1,583,657		1,638,916
Foreign office	167,963		202,551
Time deposits (1):
Domestic office	21,128,657		16,037,287
Foreign office	2,087,115		2,006,177
Total deposits	$	63,175,023	$	56,092,438

(1)The aggregate amount of time deposits that met or exceeded the deposit insurance limit was $16.5 billion and $13.6 billion as of December 31, 2024 and 2023, respectively.

The following table presents the scheduled maturities of time deposits for the five years succeeding December 31, 2024:

($ in thousands)	Amount
2025	$	22,590,146
2026	270,237
2027	299,214
2028	53,109
2029	3,066
Total	$	23,215,772