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Business Segments (Tables)
6 Months Ended
Jun. 30, 2024
Segment Reporting [Abstract]  
Schedule Of Operating Results And Other Key Financial Measures For The Individual Operating Segments
The following tables present the operating results and other key financial measures for the individual operating segments as of and for the three and six months ended June 30, 2024 and 2023:
($ in thousands)Consumer and Business BankingCommercial BankingOtherTotal
Three Months Ended June 30, 2024
Net interest income (loss) before provision for credit losses
$293,292 $260,780 $(843)$553,229 
(Reversal of) provision for credit losses
(3,245)40,245 — 37,000 
Noninterest income26,769 50,720 7,184 84,673 
Noninterest expense108,124 92,064 36,246 236,434 
Segment income (loss) before income taxes
215,182 179,191 (29,905)364,468 
Segment net income$151,578 $126,441 $10,211 $288,230 
As of June 30, 2024
Segment assets$19,909,978 $35,510,954 $17,047,340 $72,468,272 
($ in thousands)Consumer and Business BankingCommercial BankingOtherTotal
Three Months Ended June 30, 2023
Net interest income (loss) before provision for credit losses
$307,522 $263,040 $(3,816)$566,746 
Provision for credit losses5,524 20,476 — 26,000 
Noninterest income
27,120 42,538 8,973 78,631 
Noninterest expense107,027 88,333 66,429 261,789 
Segment income (loss) before income taxes
222,091 196,769 (61,272)357,588 
Segment net income$156,853 $139,030 $16,148 $312,031 
As of June 30, 2023
Segment assets$18,411,209 $33,754,957 $16,366,515 $68,532,681 
($ in thousands)
Consumer and Business Banking
Commercial Banking
OtherTotal
Six Months Ended June 30, 2024
Net interest income before provision for credit losses
$585,056 $521,129 $12,183 $1,118,368 
(Reversal of) provision for credit losses
(680)62,680 — 62,000 
Noninterest income52,311 97,186 14,164 163,661 
Noninterest expense227,424 198,371 57,514 483,309 
Segment income (loss) before income taxes410,623 357,264 (31,167)736,720 
Segment net income
$289,250 $252,022 $32,033 $573,305 
As of June 30, 2024
Segment assets$19,909,978 $35,510,954 $17,047,340 $72,468,272 
($ in thousands)
Consumer and Business Banking
Commercial Banking
OtherTotal
Six Months Ended June 30, 2023
Net interest income before reversal of credit losses$611,764 $499,763 $55,080 $1,166,607 
Provision for credit losses
20,536 25,464 — 46,000 
Noninterest income (loss)
53,122 86,137 (650)138,609 
Noninterest expense220,850 175,581 83,805 480,236 
Segment income (loss) before income taxes423,500 384,855 (29,375)778,980 
Segment net income$299,100 $273,487 $61,883 $634,470 
As of June 30, 2023
Segment assets$18,411,209 $33,754,957 $16,366,515 $68,532,681