Business Segments (Tables)

9 Months Ended

Sep. 30, 2021

Segment Reporting [Abstract]

Schedule of operating results and other key financial measures for the individual operating segments

The following tables present the operating results and other key financial measures for the individual operating segments as of and for the three and nine months ended September 30, 2021 and 2020:

($ in thousands)	Consumer and Business Banking		Commercial Banking		Other		Total
Three Months Ended September 30, 2021
Net interest income before provision for (reversal of) credit losses	$	176,678	$	189,791	$	29,237	$	395,706
Provision for (reversal of) credit losses	1,293		(11,293)		—		(10,000)
Noninterest income	22,446		42,925		7,738		73,109
Noninterest expense	90,575		66,688		48,121		205,384
Segment income (loss) before income taxes	107,256		177,321		(11,146)		273,431
Segment net income	$	76,825	$	126,767	$	21,857	$	225,449
As of September 30, 2021
Segment assets	$	14,687,023	$	27,861,690	$	18,410,397	$	60,959,110

($ in thousands)	Consumer and Business Banking		Commercial Banking		Other		Total
Three Months Ended September 30, 2020
Net interest income before provision for (reversal of) credit losses	$	120,969	$	162,884	$	40,277	$	324,130
(Reversal of) provision for credit losses	(3,470)		13,470		—		10,000
Noninterest income	17,426		28,984		8,093		54,503
Noninterest expense	81,419		61,863		29,291		172,573
Segment income before income taxes	60,446		116,535		19,079		196,060
Segment net income	$	43,310	$	83,340	$	32,887	$	159,537
As of September 30, 2020
Segment assets	$	12,838,625	$	26,526,173	$	11,006,679	$	50,371,477

($ in thousands)	Consumer and Business Banking		Commercial Banking		Other		Total
Nine Months Ended September 30, 2021
Net interest income before reversal of credit losses	$	500,352	$	559,579	$	65,943	$	1,125,874
(Reversal of) credit losses	(598)		(24,402)		—		(25,000)
Noninterest income	67,728		125,487		21,191		214,406
Noninterest expense	267,511		200,109		118,364		585,984
Segment income (loss) before income taxes	301,167		509,359		(31,230)		779,296
Segment net income	$	215,720	$	364,632	$	74,833	$	655,185
As of September 30, 2021
Segment assets	$	14,687,023	$	27,861,690	$	18,410,397	$	60,959,110

($ in thousands)	Consumer and Business Banking		Commercial Banking		Other		Total
Nine Months Ended September 30, 2020
Net interest income before provision for credit losses	$	398,486	$	530,181	$	101,945	$	1,030,612
Provision for credit losses	9,908		176,405		—		186,313
Noninterest income	47,771		95,327		22,617		165,715
Noninterest expense	248,547		196,889		92,235		537,671
Segment income before income taxes	187,802		252,214		32,327		472,343
Segment net income	$	134,563	$	180,649	$	88,501	$	403,713
As of September 30, 2020
Segment assets	$	12,838,625	$	26,526,173	$	11,006,679	$	50,371,477