Business Segments (Tables)

9 Months Ended

Sep. 30, 2020

Segment Reporting [Abstract]

Schedule of operating results and other key financial measures for the individual operating segments

The following tables present the operating results and other key financial measures for the individual operating segments as of and for the three and nine months ended September 30, 2020 and 2019:

($ in thousands)	Consumer and Business Banking		Commercial Banking		Other		Total
Three Months Ended September 30, 2020
Net interest income before (reversal of) provision for credit losses	$	120,969	$	162,884	$	40,277	$	324,130
(Reversal of) provision for credit losses	(3,470)		13,470		—		10,000
Noninterest income	17,426		28,984		3,170		49,580
Noninterest expense	81,419		61,863		24,368		167,650
Segment income before income taxes	60,446		116,535		19,079		196,060
Segment net income	$	43,310	$	83,340	$	32,887	$	159,537
As of September 30, 2020
Segment assets	$	12,838,625	$	26,526,173	$	11,006,679	$	50,371,477

($ in thousands)	Consumer and Business Banking		Commercial Banking		Other		Total
Three Months Ended September 30, 2019
Net interest income before provision for credit losses	$	170,183	$	166,106	$	33,518	$	369,807
Provision for credit losses	4,251		34,033		—		38,284
Noninterest income	15,103		33,731		2,640		51,474
Noninterest expense	86,489		62,246		27,895		176,630
Segment income before income taxes	94,546		103,558		8,263		206,367
Segment net income	$	67,592	$	74,111	$	29,713	$	171,416
As of September 30, 2019
Segment assets	$	11,277,171	$	24,885,849	$	7,111,639	$	43,274,659

($ in thousands)	Consumer and Business Banking		Commercial Banking		Other		Total
Nine Months Ended September 30, 2020
Net interest income before provision for credit losses	$	398,486	$	530,181	$	101,945	$	1,030,612
Provision for credit losses	9,908		176,405		—		186,313
Noninterest income	47,771		95,327		19,168		162,266
Noninterest expense	248,547		196,889		88,786		534,222
Segment income before income taxes	187,802		252,214		32,327		472,343
Segment net income	$	134,563	$	180,649	$	88,501	$	403,713
As of September 30, 2020
Segment assets	$	12,838,625	$	26,526,173	$	11,006,679	$	50,371,477

($ in thousands)	Consumer and Business Banking		Commercial Banking		Other		Total
Nine Months Ended September 30, 2019
Net interest income before provision for credit losses	$	536,153	$	477,755	$	85,686	$	1,099,594
Provision for credit losses	8,880		71,228		—		80,108
Noninterest income	43,378		91,931		11,055		146,364
Noninterest expense	258,051		200,093		83,071		541,215
Segment income before income taxes	312,600		298,365		13,670		624,635
Segment net income	$	223,478	$	213,331	$	49,011	$	485,820
As of September 30, 2019
Segment assets	$	11,277,171	$	24,885,849	$	7,111,639	$	43,274,659