Consolidated Balance Sheet - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 503,376	$ 536,221
Interest-bearing cash with banks	4,003,565	2,724,928
Cash and cash equivalents	4,506,941	3,261,149
Interest-bearing deposits with banks	699,465	196,161
Securities purchased under resale agreements (“resale agreements”)	1,210,000	860,000
Securities:
Available-for-sale (“AFS”) debt securities, at fair value (amortized cost of $4,471,694 in 2020 and $3,320,648 in 2019; includes assets pledged as collateral of $710,391 in 2020 and $479,432 in 2019)	4,539,160	3,317,214
Restricted equity securities, at cost	79,172	78,580
Loans held-for-sale	4,148	434
Loans held-for-investment (net of allowance for loan losses of $618,252 in 2020 and $358,287 in 2019; includes assets pledged as collateral of $27,059,316 in 2020 and $22,431,092 in 2019)	36,818,877	34,420,252
Investments in qualified affordable housing partnerships, net	192,913	207,037
Investments in tax credit and other investments, net	254,512	254,140
Premises and equipment (net of accumulated depreciation of $125,198 in 2020 and $116,790 in 2019)	107,506	118,364
Goodwill	465,697	465,697
Operating lease right-of-use assets	96,092	99,973
Other assets	1,396,994	917,095
TOTAL	50,371,477	44,196,096
LIABILITIES
Noninterest-bearing	14,924,917	11,080,036
Interest-bearing	26,755,638	26,244,223
Total deposits	41,680,555	37,324,259
Short-term borrowings	59,613	28,669
Federal Home Loan Bank (“FHLB”) advances	657,185	745,915
Securities sold under repurchase agreements (“repurchase agreements”)	348,063	200,000
Long-term debt and finance lease liabilities	1,579,317	152,270
Operating lease liabilities	103,673	108,083
Accrued expenses and other liabilities	816,965	619,283
Total liabilities	45,245,371	39,178,479
COMMITMENTS AND CONTINGENCIES (Note 10)
STOCKHOLDERS’ EQUITY
Common stock, $0.001 par value, 200,000,000 shares authorized; 167,165,246 and 166,621,959 shares issued in 2020 and 2019, respectively	167	167
Additional paid-in capital	1,850,396	1,826,345
Retained earnings	3,875,715	3,689,377
Treasury stock, at cost — 25,657,816 shares in 2020 and 20,996,574 shares in 2019	(633,486)	(479,864)
Accumulated other comprehensive income (loss) (“AOCI”), net of tax	33,314	(18,408)
Total stockholders’ equity	5,126,106	5,017,617
TOTAL	$ 50,371,477	$ 44,196,096