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Business Segments (Tables)
 6 Months Ended
Jun. 30, 2017
Segment Reporting [Abstract]  
Schedule of operating results and other key financial measures by operating segments
The following tables present the operating results and other key financial measures for the individual operating segments as of and for the three and six months ended June 30, 2017 and 2016:
 
($ in thousands)
 
Three Months Ended June 30, 2017
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Interest income
 
$
88,753

 
$
205,873

 
$
28,149

 
$
322,775

Charge for funds used
 
(33,139
)
 
(77,750
)
 
(14,516
)
 
(125,405
)
Interest spread on funds used
 
55,614

 
128,123

 
13,633

 
197,370

Interest expense
 
(18,378
)
 
(5,183
)
 
(9,123
)
 
(32,684
)
Credit on funds provided
 
106,094

 
12,624

 
6,687

 
125,405

Interest spread on funds provided (used)
 
87,716

 
7,441

 
(2,436
)
 
92,721

Net interest income before provision for credit losses
 
$
143,330

 
$
135,564

 
$
11,197

 
$
290,091

(Reversal of) provision for credit losses
 
$
(664
)
 
$
11,349

 
$
—

 
$
10,685

Depreciation, amortization and (accretion), net
 
$
996

 
$
(5,686
)
 
$
42,378

 
$
37,688

Segment income before income taxes
 
$
63,360

 
$
92,699

 
$
1,626

 
$
157,685

As of June 30, 2017:
 
 
 
 
 
 
 


Goodwill
 
$
357,207

 
$
112,226

 
$
—

 
$
469,433

Segment assets
 
$
8,438,706

 
$
20,456,579

 
$
7,022,332

 
$
35,917,617

 
 
($ in thousands)
 
Three Months Ended June 30, 2016
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Interest income
 
$
78,635

 
$
177,426

 
$
22,804

 
$
278,865

Charge for funds used
 
(23,798
)
 
(52,681
)
 
(6,770
)
 
(83,249
)
Interest spread on funds used
 
54,837

 
124,745

 
16,034

 
195,616

Interest expense
 
(14,672
)
 
(4,240
)
 
(6,369
)
 
(25,281
)
Credit on funds provided
 
69,778

 
8,472

 
4,999

 
83,249

Interest spread on funds provided (used)
 
55,106

 
4,232

 
(1,370
)
 
57,968

Net interest income before provision for credit losses
 
$
109,943

 
$
128,977

 
$
14,664

 
$
253,584

Provision for credit losses
 
$
2,445

 
$
3,608

 
$
—

 
$
6,053

(Accretion), depreciation and amortization, net
 
$
(546
)
 
$
(9,267
)
 
$
22,287

 
$
12,474

Segment income before income taxes
 
$
36,264

 
$
95,179

 
$
11,473

 
$
142,916

As of June 30, 2016:
 
 
 
 
 
 
 


Goodwill
 
$
357,207

 
$
112,226

 
$
—

 
$
469,433

Segment assets
 
$
7,437,534

 
$
18,196,664

 
$
7,318,014

 
$
32,952,212

 

 
($ in thousands)
 
Six Months Ended June 30, 2017
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Interest income
 
$
169,777

 
$
398,292

 
$
57,375

 
$
625,444

Charge for funds used
 
(60,877
)
 
(142,259
)
 
(42,684
)
 
(245,820
)
Interest spread on funds used
 
108,900

 
256,033

 
14,691

 
379,624

Interest expense
 
(34,560
)
 
(10,282
)
 
(18,389
)
 
(63,231
)
Credit on funds provided
 
208,640

 
24,666

 
12,514

 
245,820

Interest spread on funds provided (used)
 
174,080

 
14,384

 
(5,875
)
 
182,589

Net interest income before provision for credit losses
 
$
282,980

 
$
270,417

 
$
8,816

 
$
562,213

(Reversal of) provision for credit losses
 
$
(286
)
 
$
18,039

 
$
—

 
$
17,753

Depreciation, amortization and (accretion), net
 
$
3,340

 
$
(9,160
)
 
$
71,638

 
$
65,818

Segment income before income taxes
 
$
136,047

 
$
185,170

 
$
64,472

 
$
385,689

As of June 30, 2017:
 
 
 
 
 
 
 
 
Goodwill
 
$
357,207

 
$
112,226

 
$
—

 
$
469,433

Segment assets
 
$
8,438,706

 
$
20,456,579

 
$
7,022,332

 
$
35,917,617

 
 
($ in thousands)
 
Six Months Ended June 30, 2016
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Interest income
 
$
156,006

 
$
354,508

 
$
44,523

 
$
555,037

Charge for funds used
 
(46,450
)
 
(106,472
)
 
(18,607
)
 
(171,529
)
Interest spread on funds used
 
109,556

 
248,036

 
25,916

 
383,508

Interest expense
 
(29,278
)
 
(8,266
)
 
(11,705
)
 
(49,249
)
Credit on funds provided
 
142,209

 
18,449

 
10,871

 
171,529

Interest spread on funds provided (used)
 
112,931

 
10,183

 
(834
)
 
122,280

Net interest income before provision for credit losses
 
$
222,487

 
$
258,219

 
$
25,082

 
$
505,788

Provision for credit losses
 
$
863

 
$
6,630

 
$
—

 
$
7,493

(Accretion), depreciation and amortization, net
 
$
(503
)
 
$
(20,040
)
 
$
45,775

 
$
25,232

Segment income before income taxes
 
$
82,209

 
$
188,008

 
$
17,370

 
$
287,587

As of June 30, 2016:
 
 
 
 
 
 
 
 
Goodwill
 
$
357,207

 
$
112,226

 
$
—

 
$
469,433

Segment assets
 
$
7,437,534

 
$
18,196,664

 
$
7,318,014

 
$
32,952,212