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Business Segments (Tables)
3 Months Ended
Mar. 31, 2017
Segment Reporting [Abstract]  
Schedule of operating results and other key financial measures by operating segments
The following tables present the operating results and other key financial measures for the individual operating segments as of and for the three months ended March 31, 2017 and 2016:
 
($ in thousands)
 
Three Months Ended March 31, 2017
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Interest income
 
$
81,648

 
$
191,796

 
$
29,225

 
$
302,669

Charge for funds used
 
(27,860
)
 
(64,387
)
 
(28,167
)
 
(120,414
)
Interest spread on funds used
 
53,788

 
127,409

 
1,058

 
182,255

Interest expense
 
(16,173
)
 
(5,108
)
 
(9,266
)
 
(30,547
)
Credit on funds provided
 
102,528

 
12,061

 
5,825

 
120,414

Interest spread on funds provided
 
86,355

 
6,953

 
(3,441
)
 
89,867

Net interest income (loss) before provision for credit losses
 
$
140,143

 
$
134,362

 
$
(2,383
)
 
$
272,122

Provision for credit losses
 
$
381

 
$
6,687

 
$

 
$
7,068

Depreciation, amortization and (accretion), net
 
$
2,344

 
$
(3,474
)
 
$
29,260

 
$
28,130

Segment income before income taxes
 
$
73,361

 
$
91,798

 
$
62,845

 
$
228,004

As of March 31, 2017:
 
 
 
 
 
 
 
 
Goodwill
 
$
357,207

 
$
112,226

 
$

 
$
469,433

Segment assets
 
$
8,213,268

 
$
19,624,237

 
$
7,504,621

 
$
35,342,126

 
 
($ in thousands)
 
Three Months Ended March 31, 2016
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Interest income
 
$
77,371

 
$
177,082

 
$
21,719

 
$
276,172

Charge for funds used
 
(22,652
)
 
(53,791
)
 
(11,837
)
 
(88,280
)
Interest spread on funds used
 
54,719

 
123,291

 
9,882

 
187,892

Interest expense
 
(14,606
)
 
(4,026
)
 
(5,336
)
 
(23,968
)
Credit on funds provided
 
72,431

 
9,977

 
5,872

 
88,280

Interest spread on funds provided
 
57,825

 
5,951

 
536

 
64,312

Net interest income before provision for credit losses
 
$
112,544

 
$
129,242

 
$
10,418

 
$
252,204

(Reversal of) provision for credit losses
 
$
(1,582
)
 
$
3,022

 
$

 
$
1,440

Depreciation, amortization and (accretion), net
 
$
43

 
$
(10,773
)
 
$
23,488

 
$
12,758

Segment income before income taxes
 
$
45,945

 
$
92,829

 
$
5,897

 
$
144,671

As of March 31, 2016:
 
 
 
 
 
 
 
 
Goodwill
 
$
357,207

 
$
112,226

 
$

 
$
469,433

Segment assets
 
$
7,203,470

 
$
17,939,537

 
$
7,966,162

 
$
33,109,169