CUSTOMER DEPOSITS

12 Months Ended

Dec. 31, 2016

NOTE 10 — CUSTOMER DEPOSITS

The following table presents the balances for customer deposits as of December 31, 2016 and 2015:




	December 31,
($ in thousands)	2016		2015
Core deposits:
Noninterest-bearing demand	$	10,183,946	$	8,656,805
Interest-bearing checking	3,674,417		3,336,293
Money market	8,174,854		6,932,962
Savings	2,242,497		1,933,026
Total core deposits	24,275,714		20,859,086
Time deposits:
Less than $100,000	1,300,091		1,570,353
$100,000 or greater	4,315,178		5,046,542
Total time deposits	5,615,269		6,616,895
Total deposits	$	29,890,983	$	27,475,981

Time deposits in the $100 thousand or greater category included $219.7 million and $191.0 million of deposits held by the Company’s foreign banking offices located in Hong Kong; and $329.9 million and $267.0 million of deposits held by the Company’s foreign banking offices located in China as of December 31, 2016 and 2015, respectively.

The aggregate amount of domestic time deposits that meet or exceed the current FDIC insurance limit of $250,000 was $2.35 billion and $3.03 billion as of December 31, 2016 and 2015, respectively. The aggregate amount of foreign office time deposits, including both Hong Kong and China that meet or exceed the current FDIC insurance limit of $250,000 was $538.0 million and $444.1 million as of December 31, 2016 and 2015, respectively.

The following table presents the scheduled maturities of time deposits as of December 31, 2016:




Years Ending December 31,	Amount ($ in thousands)
2017	$	4,665,713
2018	529,030
2019	192,410
2020	91,171
2021	92,038
Thereafter	44,907
Total	$	5,615,269