XML 146 R128.htm IDEA: XBRL DOCUMENT v3.6.0.2
BUSINESS SEGMENTS (Details 2) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Segment Reporting Information                      
Interest income $ 302,127 $ 280,317 $ 278,865 $ 276,172 $ 270,477 $ 264,632 $ 255,445 $ 263,261 $ 1,137,481 $ 1,053,815 $ 1,153,698
Charge for funds used                 (360,465) (317,143) (283,384)
Interest spread on funds used                 777,016 736,672 870,314
Interest expense (29,425) (26,169) (25,281) (23,968) (23,536) (24,343) (27,953) (27,544) (104,843) (103,376) (112,820)
Credit on funds provided                 360,465 317,143 283,384
Interest spread on funds provided                 255,622 213,767 170,564
Net interest income before provision for credit losses 272,702 254,148 253,584 252,204 246,941 240,289 227,492 235,717 1,032,638 950,439 1,040,878
(Reversal of) provision for credit losses 10,461 9,525 6,053 1,440 (2,000) 7,736 3,494 4,987 27,479 14,217 49,158
Depreciation, amortization and (accretion), net                 83,348 46,202 82,553
Segment income (loss) before income taxes 161,137 $ 123,464 $ 142,916 $ 144,671 148,485 $ 138,989 $ 144,421 $ 146,826 572,188 578,721 447,023
Goodwill 469,433       469,433       469,433 469,433 469,433
Segment assets 34,788,840       32,350,922       34,788,840 32,350,922 28,743,592
Retail Banking                      
Segment Reporting Information                      
Interest income                 315,146 331,755 378,445
Charge for funds used                 (95,970) (86,769) (94,162)
Interest spread on funds used                 219,176 244,986 284,283
Interest expense                 (60,180) (53,088) (48,020)
Credit on funds provided                 300,446 261,117 225,873
Interest spread on funds provided                 240,266 208,029 177,853
Net interest income before provision for credit losses                 459,442 453,015 462,136
(Reversal of) provision for credit losses                 (4,356) (5,835) 14,979
Depreciation, amortization and (accretion), net                 601 10,051 14,376
Segment income (loss) before income taxes                 170,129 212,036 181,286
Goodwill 357,207       357,207       357,207 357,207 357,207
Segment assets 7,821,610       7,095,737       7,821,610 7,095,737 7,621,808
Commercial Banking                      
Segment Reporting Information                      
Interest income                 726,013 654,966 715,075
Charge for funds used                 (216,849) (163,601) (141,652)
Interest spread on funds used                 509,164 491,365 573,423
Interest expense                 (16,892) (18,025) (15,650)
Credit on funds provided                 38,636 36,251 38,592
Interest spread on funds provided                 21,744 18,226 22,942
Net interest income before provision for credit losses                 530,908 509,591 596,365
(Reversal of) provision for credit losses                 31,835 20,052 34,179
Depreciation, amortization and (accretion), net                 (35,534) (28,096) (8,372)
Segment income (loss) before income taxes                 377,913 382,233 293,425
Goodwill 112,226       112,226       112,226 112,226 112,226
Segment assets 19,128,510       17,923,319       19,128,510 17,923,319 15,595,862
Other                      
Segment Reporting Information                      
Interest income                 96,322 67,094 60,178
Charge for funds used                 (47,646) (66,773) (47,570)
Interest spread on funds used                 48,676 321 12,608
Interest expense                 (27,771) (32,263) (49,150)
Credit on funds provided                 21,383 19,775 18,919
Interest spread on funds provided                 (6,388) (12,488) (30,231)
Net interest income before provision for credit losses                 42,288 (12,167) (17,623)
(Reversal of) provision for credit losses                 0 0 0
Depreciation, amortization and (accretion), net                 118,281 64,247 76,549
Segment income (loss) before income taxes                 24,146 (15,548) (27,688)
Goodwill 0       0       0 0 0
Segment assets $ 7,838,720       $ 7,331,866       $ 7,838,720 $ 7,331,866 $ 5,525,922