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BUSINESS SEGMENTS (Tables)
 9 Months Ended
Sep. 30, 2016
Segment Reporting [Abstract]  
Schedule of operating results and other key financial measures by operating segments
The following tables present the operating results and other key financial measures for the individual operating segments as of and for the three and nine months ended September 30, 2016 and 2015:
 
($ in thousands)
 
Three Months Ended September 30, 2016
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Interest income
 
$
77,186

 
$
180,095

 
$
23,036

 
$
280,317

Charge for funds used
 
(24,320
)
 
(53,262
)
 
(3,858
)
 
(81,440
)
Interest spread on funds used
 
52,866

 
126,833

 
19,178

 
198,877

Interest expense
 
(14,855
)
 
(3,699
)
 
(7,615
)
 
(26,169
)
Credit on funds provided
 
68,622

 
8,206

 
4,612

 
81,440

Interest spread on funds provided
 
53,767

 
4,507

 
(3,003
)
 
55,271

Net interest income
 
$
106,633

 
$
131,340

 
$
16,175

 
$
254,148

(Reversal of) provision for credit losses
 
$
(3,709
)
 
$
13,234

 
$
—

 
$
9,525

Depreciation, amortization and (accretion), net
 
$
782

 
$
(5,875
)
 
$
40,541

 
$
35,448

Segment pretax profit
 
$
32,304

 
$
80,393

 
$
10,767

 
$
123,464

As of September 30, 2016:
 
 
 
 
 
 
 
 
Goodwill
 
$
357,207

 
$
112,226

 
$
—

 
$
469,433

Segment assets
 
$
7,606,611

 
$
18,549,562

 
$
7,099,102

 
$
33,255,275

 

 
($ in thousands)
 
Three Months Ended September 30, 2015
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Interest income
 
$
81,911

 
$
166,693

 
$
16,028

 
$
264,632

Charge for funds used
 
(20,795
)
 
(41,447
)
 
(20,485
)
 
(82,727
)
Interest spread on funds used
 
61,116

 
125,246

 
(4,457
)
 
181,905

Interest expense
 
(13,727
)
 
(4,765
)
 
(5,851
)
 
(24,343
)
Credit on funds provided
 
68,783

 
8,849

 
5,095

 
82,727

Interest spread on funds provided
 
55,056

 
4,084

 
(756
)
 
58,384

Net interest income (loss)
 
$
116,172

 
$
129,330

 
$
(5,213
)
 
$
240,289

Provision for credit losses
 
$
1,455

 
$
6,281

 
$
—

 
$
7,736

Depreciation, amortization and (accretion), net (1)
 
$
1,827

 
$
(13,496
)
 
$
18,765

 
$
7,096

Segment pretax profit (loss)
 
$
52,325

 
$
96,605

 
$
(9,941
)
 
$
138,989

As of September 30, 2015:
 
 
 
 
 
 
 
 
Goodwill
 
$
357,207

 
$
112,226

 
$
—

 
$
469,433

Segment assets
 
$
7,274,494

 
$
17,125,065

 
$
6,720,117

 
$
31,119,676

 
 
($ in thousands)
 
Nine Months Ended September 30, 2016
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Interest income
 
$
233,192

 
$
534,603

 
$
67,559

 
$
835,354

Charge for funds used
 
(70,770
)
 
(159,734
)
 
(22,465
)
 
(252,969
)
Interest spread on funds used
 
162,422

 
374,869

 
45,094

 
582,385

Interest expense
 
(44,133
)
 
(11,965
)
 
(19,320
)
 
(75,418
)
Credit on funds provided
 
210,831

 
26,655

 
15,483

 
252,969

Interest spread on funds provided
 
166,698

 
14,690

 
(3,837
)
 
177,551

Net interest income
 
$
329,120

 
$
389,559

 
$
41,257

 
$
759,936

(Reversal of) provision for credit losses
 
$
(2,846
)
 
$
19,864

 
$
—

 
$
17,018

Depreciation, amortization and (accretion), net
 
$
279

 
$
(25,915
)
 
$
86,316

 
$
60,680

Segment pretax profit
 
$
114,513

 
$
268,401

 
$
28,137

 
$
411,051

As of September 30, 2016:
 
 
 
 
 
 
 
 
Goodwill
 
$
357,207

 
$
112,226

 
$
—

 
$
469,433

Segment assets
 
$
7,606,611

 
$
18,549,562

 
$
7,099,102

 
$
33,255,275

 
 
($ in thousands)
 
Nine Months Ended September 30, 2015
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Interest income
 
$
252,085

 
$
482,816

 
$
48,437

 
$
783,338

Charge for funds used
 
(65,452
)
 
(117,125
)
 
(43,653
)
 
(226,230
)
Interest spread on funds used
 
186,633

 
365,691

 
4,784

 
557,108

Interest expense
 
(38,946
)
 
(13,738
)
 
(27,156
)
 
(79,840
)
Credit on funds provided
 
187,401

 
24,859

 
13,970

 
226,230

Interest spread on funds provided
 
148,455

 
11,121

 
(13,186
)
 
146,390

Net interest income (loss)
 
$
335,088

 
$
376,812

 
$
(8,402
)
 
$
703,498

(Reversal of) provision for credit losses
 
$
(1,268
)
 
$
17,485

 
$
—

 
$
16,217

Depreciation, amortization and (accretion), net (1)
 
$
6,743

 
$
(30,027
)
 
$
40,625

 
$
17,341

Segment pretax profit (loss)
 
$
160,609

 
$
287,049

 
$
(17,422
)
 
$
430,236

As of September 30, 2015:
 
 
 
 
 
 
 
 
Goodwill
 
$
357,207

 
$
112,226

 
$
—

 
$
469,433

Segment assets
 
$
7,274,494

 
$
17,125,065

 
$
6,720,117

 
$
31,119,676

 
(1)
Includes amortization and accretion related to the FDIC indemnification asset/net payable to the FDIC