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BUSINESS SEGMENTS (Tables)
 3 Months Ended
Mar. 31, 2016
Segment Reporting [Abstract]  
Operating results and key financial measures for operating segments
The following tables present the operating results and other key financial measures for the individual operating segments as of and for the three months ended March 31, 2016 and 2015:
 
($ in thousands)
 
Three Months Ended March 31, 2016
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Interest income
 
$
77,371

 
$
177,082

 
$
21,719

 
$
276,172

Charge for funds used
 
(22,652
)
 
(53,791
)
 
(11,837
)
 
(88,280
)
Interest spread on funds used
 
54,719

 
123,291

 
9,882

 
187,892

Interest expense
 
(14,606
)
 
(4,026
)
 
(5,336
)
 
(23,968
)
Credit on funds provided
 
72,431

 
9,977

 
5,872

 
88,280

Interest spread on funds provided
 
57,825

 
5,951

 
536

 
64,312

Net interest income
 
$
112,544

 
$
129,242

 
$
10,418

 
$
252,204

(Reversal of) provision for credit losses
 
$
(1,582
)
 
$
3,022

 
$
—

 
$
1,440

Depreciation, amortization and (accretion), net
 
$
43

 
$
(10,773
)
 
$
23,488

 
$
12,758

Segment pretax profit
 
$
45,945

 
$
92,829

 
$
5,897

 
$
144,671

Segment assets
 
$
7,203,470

 
$
17,939,537

 
$
7,966,162

 
$
33,109,169

 
 
($ in thousands)
 
Three Months Ended March 31, 2015
 
Retail
Banking
 
Commercial
Banking
 
Other
 
Total
Interest income
 
$
87,446

 
$
158,786

 
$
17,029

 
$
263,261

Charge for funds used
 
(23,298
)
 
(37,351
)
 
(9,445
)
 
(70,094
)
Interest spread on funds used
 
64,148

 
121,435

 
7,584

 
193,167

Interest expense
 
(12,224
)
 
(4,263
)
 
(11,057
)
 
(27,544
)
Credit on funds provided
 
57,668

 
8,016

 
4,410

 
70,094

Interest spread on funds provided
 
45,444

 
3,753

 
(6,647
)
 
42,550

Net interest income
 
$
109,592

 
$
125,188

 
$
937

 
$
235,717

Provision for credit losses
 
$
731

 
$
4,256

 
$
—

 
$
4,987

Depreciation, amortization and (accretion), net (1)
 
$
1,682

 
$
(10,477
)
 
$
12,922

 
$
4,127

Segment pretax profit
 
$
52,935

 
$
93,175

 
$
716

 
$
146,826

Segment assets
 
$
7,540,501

 
$
15,491,368

 
$
6,874,966

 
$
29,906,835

 
(1)
Includes amortization and accretion related to the FDIC indemnification asset/net payable to the FDIC.