CUSTOMER DEPOSITS

12 Months Ended

Dec. 31, 2015

NOTE 11 — CUSTOMER DEPOSITS

The following table presents the balances for customer deposits as of December 31, 2015 and 2014:




($ in thousands)	2015		2014
Core deposits:
Noninterest-bearing demand	$	8,656,805	$	7,381,030
Interest-bearing checking	3,336,293		2,545,618
Money market	6,932,962		6,318,120
Savings deposits	1,933,026		1,651,267
Total core deposits	20,859,086		17,896,035
Time deposits:
Less than $100,000	1,434,767		1,662,046
$100,000 or greater	5,182,128		4,450,693
Total time deposits	6,616,895		6,112,739
Total deposits	$	27,475,981	$	24,008,774

Time deposits in the $100 thousand or greater category included $191.0 million and $133.3 million of deposits held by the Company’s foreign banking offices located in Hong Kong; and $267.0 million and $233.9 million of deposits held by the Company’s foreign banking offices located in China as of December 31, 2015 and 2014, respectively.

The aggregate amount of domestic time deposits in denominations that meet or exceed the current FDIC insurance limit of $250,000 was $3.17 billion and $2.40 billion as of December 31, 2015 and 2014, respectively. Foreign offices time deposits, which include both Hong Kong and China, of $444.1 million and $350.1 million as of December 31, 2015 and 2014, respectively, were in denominations of $250,000 or more.

The following table presents the scheduled maturities of time deposits as of December 31, 2015:




($ in thousands)	Amount
2016	$	5,404,746
2017	572,989
2018	275,259
2019	173,894
2020	79,753
Thereafter	110,254
Total	$	6,616,895