The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PFIZER INC COM 717081103 293 6,807 SH   SOLE 0 0 0 6,807
ISHARES TR HDG MSCI EAFE 46434V803 14,424 419,439 SH   SOLE 0 0 0 419,439
ISHARES TR ISHARES BIOTECH 464287556 799 4,944 SH   SOLE 0 0 0 4,944
UNITED AIRLS HLDGS INC COM 910047109 1,010 21,222 SH   SOLE 0 0 0 21,222
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 56,191 375,058 SH   SOLE 0 0 0 375,058
ISHARES SILVER TR ISHARES 46428Q109 7,263 353,925 SH   SOLE 0 0 0 353,925
SPDR S&P 500 ETF TR TR UNIT 78462F103 54,940 128,023 SH   SOLE 0 0 0 128,023
PIMCO ETF TR ACTIVE BD ETF 72201R775 15,730 142,284 SH   SOLE 0 0 0 142,284
ISHARES TR TIPS BD ETF 464287176 19,465 152,442 SH   SOLE 0 0 0 152,442
VANGUARD INDEX FDS LARGE CAP ETF 922908637 276 1,376 SH   SOLE 0 0 0 1,376
CATERPILLAR INC COM 149123101 367 1,910 SH   SOLE 0 0 0 1,910
APPLE INC COM 037833100 3,722 26,307 SH   SOLE 0 0 0 26,307
AMAZON COM INC COM 023135106 811 247 SH   SOLE 0 0 0 247
SOUTHWEST AIRLS CO COM 844741108 667 12,964 SH   SOLE 0 0 0 12,964
BNY MELLON ETF TRUST INTERNATIONL EQT 09661T404 13,893 191,279 SH   SOLE 0 0 0 191,279
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 218 2,176 SH   SOLE 0 0 0 2,176
PROCTER AND GAMBLE CO COM 742718109 315 2,254 SH   SOLE 0 0 0 2,254
DELTA AIR LINES INC DEL COM NEW 247361702 359 8,433 SH   SOLE 0 0 0 8,433
FIRST TR SML CP CORE ALPHA F COM SHS 33734Y109 366 4,003 SH   SOLE 0 0 0 4,003
BOEING CO COM 097023105 352 1,602 SH   SOLE 0 0 0 1,602
FIRST TR EXCHNG TRADED FD VI MLT MNGD LRG GRW 33740F789 1,792 65,797 SH   SOLE 0 0 0 65,797
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 658 12,122 SH   SOLE 0 0 0 12,122
INTEL CORP COM 458140100 220 4,129 SH   SOLE 0 0 0 4,129
NIO INC SPON ADS 62914V106 504 14,159 SH   SOLE 0 0 0 14,159
JPMORGAN CHASE & CO COM 46625H100 577 3,528 SH   SOLE 0 0 0 3,528
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 898 8,650 SH   SOLE 0 0 0 8,650
CISCO SYS INC COM 17275R102 337 6,192 SH   SOLE 0 0 0 6,192
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 395 7,381 SH   SOLE 0 0 0 7,381
EXXON MOBIL CORP COM 30231G102 217 3,685 SH   SOLE 0 0 0 3,685
ISHARES TR 1 3 YR TREAS BD 464287457 2,724 31,624 SH   SOLE 0 0 0 31,624
CHEVRON CORP NEW COM 166764100 265 2,610 SH   SOLE 0 0 0 2,610
J P MORGAN EXCHANGE-TRADED F US QUALTY FCTR 46641Q761 768 18,758 SH   SOLE 0 0 0 18,758
VANGUARD INDEX FDS VALUE ETF 922908744 28,222 208,484 SH   SOLE 0 0 0 208,484
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 339 1,242 SH   SOLE 0 0 0 1,242
FEDERAL SIGNAL CORP COM 313855108 1,148 29,731 SH   SOLE 0 0 0 29,731
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 442 4,998 SH   SOLE 0 0 0 4,998
BNY MELLON ETF TRUST US SMLCP CORE 09661T305 22,939 244,595 SH   SOLE 0 0 0 244,595
FIRST TR EXCHANGE TRADED FD INTL EQUITY OPP 33734X853 22,878 357,081 SH   SOLE 0 0 0 357,081
ISHARES TR CORE US AGGBD ET 464287226 1,360 11,841 SH   SOLE 0 0 0 11,841
COCA COLA CO COM 191216100 239 4,548 SH   SOLE 0 0 0 4,548
INVESCO QQQ TR UNIT SER 1 46090E103 2,065 5,770 SH   SOLE 0 0 0 5,770
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 27,907 344,356 SH   SOLE 0 0 0 344,356
VERIZON COMMUNICATIONS INC COM 92343V104 247 4,572 SH   SOLE 0 0 0 4,572
TESLA INC COM 88160R101 524 676 SH   SOLE 0 0 0 676
INTERNATIONAL BUSINESS MACHS COM 459200101 200 1,442 SH   SOLE 0 0 0 1,442
BLACKROCK MUNIYIELD QUALITY COM 09254G108 305 21,189 SH   SOLE 0 0 0 21,189
MICROSOFT CORP COM 594918104 771 2,735 SH   SOLE 0 0 0 2,735
ISHARES TR S&P 500 VAL ETF 464287408 982 6,754 SH   SOLE 0 0 0 6,754
SPDR GOLD TR GOLD SHS 78463V107 209 1,273 SH   SOLE 0 0 0 1,273
J P MORGAN EXCHANGE-TRADED F US AGGREGATE ETF 46641Q241 393 7,233 SH   SOLE 0 0 0 7,233
MCDONALDS CORP COM 580135101 258 1,070 SH   SOLE 0 0 0 1,070
FIRST TR NASDAQ 100 TECH IND SHS 337345102 57,291 363,058 SH   SOLE 0 0 0 363,058
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 220 4,339 SH   SOLE 0 0 0 4,339
ISHARES TR CORE S&P500 ETF 464287200 3,071 7,128 SH   SOLE 0 0 0 7,128
BLACKROCK MUNIHOLDINGS FD IN COM 09253N104 561 34,270 SH   SOLE 0 0 0 34,270
BNY MELLON ETF TRUST CORE BOND ETF 09661T602 28,015 567,556 SH   SOLE 0 0 0 567,556