The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PFIZER INC COM 717081103 266 6,802 SH   SOLE 0 0 0 6,802
ISHARES TR HDG MSCI EAFE 46434V803 14,537 419,659 SH   SOLE 0 0 0 419,659
ISHARES TR ISHARES BIOTECH 464287556 54,090 330,522 SH   SOLE 0 0 0 330,522
UNITED AIRLS HLDGS INC COM 910047109 1,002 19,164 SH   SOLE 0 0 0 19,164
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 60,154 399,084 SH   SOLE 0 0 0 399,084
ISHARES SILVER TR ISHARES 46428Q109 8,581 354,309 SH   SOLE 0 0 0 354,309
SPDR S&P 500 ETF TR TR UNIT 78462F103 54,750 127,903 SH   SOLE 0 0 0 127,903
PIMCO ETF TR ACTIVE BD ETF 72201R775 15,651 141,055 SH   SOLE 0 0 0 141,055
ISHARES TR TIPS BD ETF 464287176 19,521 152,499 SH   SOLE 0 0 0 152,499
VANGUARD INDEX FDS LARGE CAP ETF 922908637 276 1,376 SH   SOLE 0 0 0 1,376
CATERPILLAR INC COM 149123101 416 1,910 SH   SOLE 0 0 0 1,910
APPLE INC COM 037833100 3,741 27,316 SH   SOLE 0 0 0 27,316
BNY MELLON ETF TRUST INTERNATIONL EQT 09661T404 14,071 190,804 SH   SOLE 0 0 0 190,804
AMAZON COM INC COM 023135106 774 225 SH   SOLE 0 0 0 225
SOUTHWEST AIRLS CO COM 844741108 584 11,001 SH   SOLE 0 0 0 11,001
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 213 2,043 SH   SOLE 0 0 0 2,043
FIRST TR SML CP CORE ALPHA F COM SHS 33734Y109 473 5,068 SH   SOLE 0 0 0 5,068
PROCTER AND GAMBLE CO COM 742718109 304 2,254 SH   SOLE 0 0 0 2,254
DELTA AIR LINES INC DEL COM NEW 247361702 380 8,793 SH   SOLE 0 0 0 8,793
BOEING CO COM 097023105 381 1,592 SH   SOLE 0 0 0 1,592
FIRST TR EXCHNG TRADED FD VI MLT MNGD LRG GRW 33740F789 1,765 66,592 SH   SOLE 0 0 0 66,592
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 776 14,215 SH   SOLE 0 0 0 14,215
INTEL CORP COM 458140100 232 4,129 SH   SOLE 0 0 0 4,129
NIO INC SPON ADS 62914V106 1,038 19,509 SH   SOLE 0 0 0 19,509
JPMORGAN CHASE & CO COM 46625H100 551 3,544 SH   SOLE 0 0 0 3,544
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 52,565 504,123 SH   SOLE 0 0 0 504,123
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 373 6,857 SH   SOLE 0 0 0 6,857
CISCO SYS INC COM 17275R102 328 6,192 SH   SOLE 0 0 0 6,192
EXXON MOBIL CORP COM 30231G102 250 3,965 SH   SOLE 0 0 0 3,965
ISHARES TR 1 3 YR TREAS BD 464287457 277 3,216 SH   SOLE 0 0 0 3,216
CHEVRON CORP NEW COM 166764100 272 2,599 SH   SOLE 0 0 0 2,599
J P MORGAN EXCHANGE-TRADED F US QUALTY FCTR 46641Q761 955 23,345 SH   SOLE 0 0 0 23,345
VANGUARD INDEX FDS VALUE ETF 922908744 28,717 208,910 SH   SOLE 0 0 0 208,910
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 345 1,242 SH   SOLE 0 0 0 1,242
ISHARES TR BARCLAYS 7 10 YR 464287440 2,303 19,938 SH   SOLE 0 0 0 19,938
ISHARES TR 3 7 YR TREAS BD 464288661 1,840 14,093 SH   SOLE 0 0 0 14,093
FEDERAL SIGNAL CORP COM 313855108 1,196 29,731 SH   SOLE 0 0 0 29,731
FIRST TR EXCHANGE TRADED FD INTL EQUITY OPP 33734X853 24,304 355,431 SH   SOLE 0 0 0 355,431
ISHARES TR CORE US AGGBD ET 464287226 1,386 12,017 SH   SOLE 0 0 0 12,017
COCA COLA CO COM 191216100 246 4,548 SH   SOLE 0 0 0 4,548
INVESCO QQQ TR UNIT SER 1 46090E103 55,011 155,210 SH   SOLE 0 0 0 155,210
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 28,202 342,628 SH   SOLE 0 0 0 342,628
VERIZON COMMUNICATIONS INC COM 92343V104 255 4,559 SH   SOLE 0 0 0 4,559
TESLA INC COM 88160R101 459 676 SH   SOLE 0 0 0 676
INTERNATIONAL BUSINESS MACHS COM 459200101 211 1,442 SH   SOLE 0 0 0 1,442
SPDR S&P 500 ETF TR TR UNIT 78462F103 4 1,000 SH Put SOLE 0 0 0 1,000
BLACKROCK MUNIYIELD QUALITY COM 09254G108 305 21,037 SH   SOLE 0 0 0 21,037
MICROSOFT CORP COM 594918104 654 2,415 SH   SOLE 0 0 0 2,415
ISHARES TR S&P 500 VAL ETF 464287408 1,020 6,910 SH   SOLE 0 0 0 6,910
SPDR GOLD TR GOLD SHS 78463V107 208 1,253 SH   SOLE 0 0 0 1,253
J P MORGAN EXCHANGE-TRADED F US AGGREGATE ETF 46641Q241 31,849 584,814 SH   SOLE 0 0 0 584,814
MCDONALDS CORP COM 580135101 275 1,190 SH   SOLE 0 0 0 1,190
ALPHABET INC CAP STK CL A 02079K305 225 92 SH   SOLE 0 0 0 92
FIRST TR NASDAQ 100 TECH IND SHS 337345102 58,251 366,264 SH   SOLE 0 0 0 366,264
INVESCO QQQ TR UNIT SER 1 46090E103 4 1,000 SH Put SOLE 0 0 0 1,000
NEWMONT CORP COM 651639106 204 3,220 SH   SOLE 0 0 0 3,220
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 220 4,337 SH   SOLE 0 0 0 4,337
ISHARES TR CORE S&P500 ETF 464287200 3,120 7,258 SH   SOLE 0 0 0 7,258
BLACKROCK MUNIHOLDINGS FD IN COM 09253N104 544 32,398 SH   SOLE 0 0 0 32,398
BNY MELLON ETF TRUST CORE BOND ETF 09661T602 28,197 568,925 SH   SOLE 0 0 0 568,925
TWO HBRS INVT CORP NOTE 6.250% 1/1 90187BAA9 10 10,000 PRN   SOLE 0 0 0 10,000