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Note 7 - Regulatory Matters (Details) - Comparison Of The Company’s And Each Of The Banks’ Leverage And Risk-Weighted Capital Ratios (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
MetroCorp Bancshares Inc [Member]
   
Total risk-based capital ratio    
Actual Amount (in Dollars) $ 217,914 $ 212,083
Actual Ratio 17.10% 17.95%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 101,953 94,509
Minimum Required For Capital Adequacy Purposes Ratio 8.00% 8.00%
Tier 1 risk-based capital ratio    
Actual Amount (in Dollars) 201,902 197,077
Actual Ratio 15.84% 16.68%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 50,977 47,255
Minimum Required For Capital Adequacy Purposes Ratio 4.00% 4.00%
Leverage ratio    
Actual Amount (in Dollars) 201,902 197,077
Actual Ratio 12.87% 13.18%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 62,743 59,812
Minimum Required For Capital Adequacy Purposes Ratio 4.00% 4.00%
MetroBank NA [Member]
   
Total risk-based capital ratio    
Actual Amount (in Dollars) 149,083 152,613
Actual Ratio 16.07% 17.80%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 74,199 68,587
Minimum Required For Capital Adequacy Purposes Ratio 8.00% 8.00%
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Amount (in Dollars) 92,749 85,734
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Ratio 10.00% 10.00%
Tier 1 risk-based capital ratio    
Actual Amount (in Dollars) 137,437 141,702
Actual Ratio 14.82% 16.53%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 37,100 34,293
Minimum Required For Capital Adequacy Purposes Ratio 4.00% 4.00%
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Amount (in Dollars) 55,649 51,440
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Ratio 6.00% 6.00%
Leverage ratio    
Actual Amount (in Dollars) 137,437 141,702
Actual Ratio 12.09% 12.70%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 45,479 44,613
Minimum Required For Capital Adequacy Purposes Ratio 4.00% 4.00%
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Amount (in Dollars) 56,848 55,766
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Ratio 5.00% 5.00%
Metro United [Member]
   
Total risk-based capital ratio    
Actual Amount (in Dollars) 54,222 52,714
Actual Ratio 15.73% 16.34%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 27,582 25,814
Minimum Required For Capital Adequacy Purposes Ratio 8.00% 8.00%
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Amount (in Dollars) 34,477 32,267
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Ratio 10.00% 10.00%
Tier 1 risk-based capital ratio    
Actual Amount (in Dollars) 49,882 48,636
Actual Ratio 14.47% 15.07%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 13,791 12,907
Minimum Required For Capital Adequacy Purposes Ratio 4.00% 4.00%
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Amount (in Dollars) 20,686 19,360
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Ratio 6.00% 6.00%
Leverage ratio    
Actual Amount (in Dollars) 49,882 48,636
Actual Ratio 11.55% 12.76%
Minimum Required For Capital Adequacy Purposes Amount (in Dollars) 17,273 15,243
Minimum Required For Capital Adequacy Purposes Ratio 4.00% 4.00%
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Amount (in Dollars) $ 21,591 $ 19,053
To be Categorized as Well Capitalized under Prompt Corrective Action Provisions Ratio 5.00% 5.00%