Note 3 - Loans (Tables)

6 Months Ended

Jun. 30, 2013

Note 3 - Loans (Tables) [Line Items]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

June 30, 2013	Gross Loan Balance		Deferred Loan Fees			Accrued Interest Receivable		Recorded Investment in Loans
Commercial and industrial	$	438,529	$	(846	)	$	1,155	$	438,838
Real estate mortgage		731,940		(1,445	)		2,060		732,555
Real estate construction		4,728		(81	)		18		4,665
Consumer and other		5,623		(160	)		16		5,479
Total	$	1,180,820	$	(2,532	)	$	3,249	$	1,181,537

December 31, 2012	Gross Loan Balance		Deferred Loan Fees			Accrued Interest Receivable		Recorded Investment in Loans
Commercial and industrial	$	383,641	$	(814	)	$	1,078	$	383,905
Real estate mortgage		702,051		(1,595	)		2,024		702,480
Real estate construction		9,704		(30	)		18		9,692
Consumer and other		7,531		(151	)		21		7,401
Total	$	1,102,927	$	(2,590	)	$	3,141	$	1,103,478

Financing Receivable Credit Quality Indicators [Table Text Block]

As of June 30, 2013	Commercial and industrial		Real estate mortgage		Real estate construction		Consumer and other		Total
Grade:
1-6 - “Pass”	$	424,013	$	664,222	$	4,665	$	5,479	$	1,098,379
7 - “Special Mention”/ “Watch”		2,900		21,786		—		—		24,686
8 - “Substandard”		11,925		46,547		—		—		58,472
9 -“Doubtful"		—		—		—		—		—
Total	$	438,838	$	732,555	$	4,665	$	5,479	$	1,181,537

As of December 31, 2012	Commercial and industrial		Real estate mortgage		Real estate construction		Consumer and other		Total
Grade:
1-6 - “Pass”	$	366,571	$	611,159	$	5,163	$	7,401	$	990,294
7 - “Special Mention”/ “Watch”		4,393		14,593		—		—		18,986
8 - “Substandard”		12,941		76,728		4,529		—		94,198
9 -“Doubtful"		—		—		—		—		—
Total	$	383,905	$	702,480	$	9,692	$	7,401	$	1,103,478

Past Due Financing Receivables [Table Text Block]

As of June 30, 2013	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days		Total Past Due		Current		Total Recorded Investment in Loans		Recorded Investment 90 Days and Accruing
Commercial and industrial	$	4,266	$	4,442	$	1,410	$	10,118	$	428,720	$	438,838	$	—
Real estate mortgage:
Residential		71		—		133		204		36,609		36,813		—
Commercial		19,687		1,974		8,994		30,655		665,087		695,742		—
Real estate construction:
Residential		—		—		—		—		2,007		2,007		—
Commercial		—		—		—		—		2,658		2,658		—
Consumer and other		12		9		—		21		5,458		5,479		—
Total	$	24,036	$	6,425	$	10,537	$	40,998	$	1,140,539	$	1,181,537	$	—

As of December 31, 2012	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days		Total Past Due		Current		Total Recorded Investment in Loans		Recorded Investment 90 Days and Accruing
Commercial and industrial	$	2,233	$	817	$	1,308	$	4,358	$	379,547	$	383,905	$	—
Real estate mortgage:
Residential		—		—		239		239		36,667		36,906		—
Commercial		114		3,817		18,141		22,072		643,502		665,574		—
Real estate construction:
Residential		—		—		1,426		1,426		984		2,410		—
Commercial		150		—		3,103		3,253		4,029		7,282		—
Consumer and other		—		—		—		—		7,401		7,401		—
Total	$	2,497	$	4,634	$	24,217	$	31,348	$	1,072,130	$	1,103,478	$	—

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

Recorded investment in nonaccrual loans	June 30, 2013		December 31, 2012
Commercial and industrial	$	1,680	$	1,308
Real estate mortgage:
Residential		816		239
Commercial		13,668		22,501
Real estate construction:
Residential		—		1,426
Commercial		—		3,103
Total	$	16,164	$	28,577

Impaired Financing Receivables [Table Text Block]

As of June 30, 2013	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment
Impaired loans with no allowance
Commercial and industrial	$	839	$	839	$	—	$	2,511
Real estate mortgage:
Residential		816		813		—		345
Commercial		13,378		13,391		—		16,594
Real estate construction:
Residential		—		—		—		1,299
Commercial		—		—		—		2,339
Impaired loans with an allowance
Commercial and industrial	$	841	$	841	$	464	$	221
Real estate mortgage:
Commercial		684		685		191		3,548
Total:
Commercial and industrial	$	1,680	$	1,680	$	464	$	2,732
Real estate mortgage		14,878		14,889		191		20,487
Real estate construction		—		—		—		3,638

As of December 31, 2012	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment
Impaired loans with no allowance
Commercial and industrial	$	1,287	$	1,289	$	—	$	5,162
Real estate mortgage:
Residential		239		239		—		213
Commercial		18,369		18,369		—		19,732
Real estate construction:
Residential		1,426		1,426		—		1,529
Commercial		3,103		3,103		—		3,171
Impaired loans with an allowance
Commercial and industrial	$	21	$	21	$	21	$	1,434
Real estate mortgage:
Commercial		4,533		4,535		503		6,836
Total:
Commercial and industrial	$	1,308	$	1,310	$	21	$	6,596
Real estate mortgage		23,141		23,143		503		26,781
Real estate construction		4,529		4,529		—		4,700

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Three Months Ended June 30, 2013
Troubled Debt Restructurings	Number of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
Commercial and industrial		1	$	229	$	211
Real estate mortgage:
Residential		2		696		683
Commercial		5		3,074		2,899

	Six Months Ended June 30, 2013
Troubled Debt Restructurings	Number of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
Commercial and industrial		1	$	229	$	211
Real estate mortgage:
Residential		2		696		683
Commercial		5		3,074		2,899

Allowance for Credit Losses on Financing Receivables [Table Text Block]

As of and for the three months ended June 30, 2013	Commercial and industrial			Real estate- mortgage			Real estate - construction			Consumer and other			Unallocated			Total
Allowance for loan losses at beginning of period	$	7,053		$	13,217		$	180		$	79		$	2,303		$	22,832
(Reduction in) provision for loan losses		394			1,027			(126	)		(5	)		(1,315	)		(25	)
Charge-offs		(2	)		(1,095	)		(9	)		(7	)		—			(1,113	)
Recoveries		78			27			30			3			—			138
Allowance for loan losses at end of period	$	7,523		$	13,176		$	75		$	70		$	988		$	21,832
Ending allowance for loan losses balance for loans individually evaluated for impairment	$	464		$	190		$	—		$	—					$	654
Ending allowance for loan losses balance for loans collectively evaluated for impairment	$	7,059		$	12,986		$	75		$	70					$	20,190
Loans:
Recorded investment in loans	$	438,838		$	732,555		$	4,665		$	5,479					$	1,181,537
Recorded investment in loans individually evaluated for impairment	$	1,680		$	14,878		$	—		$	—					$	16,558
Recorded investment in loans collectively evaluated for impairment	$	437,158		$	717,677		$	4,665		$	5,479					$	1,164,979

As of and for the three months ended June 30, 2012	Commercial and industrial			Real estate- mortgage			Real estate - construction			Consumer and other			Unallocated			Total
Allowance for loan losses at beginning of period	$	9,223		$	16,598		$	235		$	100		$	1,910		$	28,066
(Reduction in) provision for loan losses		(314	)		47			633			20			(186	)		200
Charge-offs		(10	)		(945	)		(683	)		(19	)		—			(1,657	)
Recoveries		247			452			—			3			—			702
Allowance for loan losses at end of period	$	9,146		$	16,152		$	185		$	104		$	1,724		$	27,311
Ending allowance for loan losses balance for loans individually evaluated for impairment	$	26		$	790		$	—		$	—					$	816
Ending allowance for loan losses balance for loans collectively evaluated for impairment	$	9,120		$	15,362		$	185		$	104					$	24,771
Loans:
Recorded investment in loans	$	376,173		$	708,699		$	7,711		$	5,005					$	1,097,588
Recorded investment in loans individually evaluated for impairment	$	8,386		$	20,182		$	5,517		$	1					$	34,086
Recorded investment in loans collectively evaluated for impairment	$	367,787		$	688,517		$	2,194		$	5,004					$	1,063,502

As of and for the six months ended June 30, 2013	Commercial and industrial			Real estate- mortgage			Real estate - construction			Consumer and other			Unallocated			Total
Allowance for loan losses at beginning of period	$	8,255		$	14,748		$	216		$	143		$	1,230		$	24,592
(Reduction in) provision for loan losses		(14	)		(4	)		(167	)		(48	)		(242	)		(475	)
Charge-offs		(886	)		(1,645	)		(9	)		(32	)		—			(2,572	)
Recoveries		168			77			35			7			—			287
Allowance for loan losses at end of period	$	7,523		$	13,176		$	75		$	70		$	988		$	21,832
Ending allowance for loan losses balance for loans individually evaluated for impairment	$	464		$	190		$	—		$	—					$	654
Ending allowance for loan losses balance for loans collectively evaluated for impairment	$	7,059		$	12,986		$	75		$	70					$	20,190
Loans:
Recorded investment in loans	$	438,838		$	732,555		$	4,665		$	5,479					$	1,181,537
Recorded investment in loans individually evaluated for impairment	$	1,680		$	14,878		$	—		$	—					$	16,558
Recorded investment in loans collectively evaluated for impairment	$	437,158		$	717,677		$	4,665		$	5,479					$	1,164,979

As of and for the six months ended June 30, 2012	Commercial and industrial			Real estate- mortgage			Real estate - construction			Consumer and other			Unallocated		Total
Allowance for loan losses at beginning of period	$	7,966		$	19,213		$	320		$	137		$	685	$	28,321
(Reduction in) provision for loan losses		1,609			(2,591	)		529			14			1,039		600
Charge-offs		(794	)		(1,285	)		(683	)		(61	)		—		(2,823	)
Recoveries		365			815			19			14			—		1,213
Allowance for loan losses at end of period	$	9,146		$	16,152		$	185		$	104		$	1,724	$	27,311
Ending allowance for loan losses balance for loans individually evaluated for impairment	$	26		$	790		$	—		$	—				$	816
Ending allowance for loan losses balance for loans collectively evaluated for impairment	$	9,120		$	15,362		$	185		$	104				$	24,771
Loans:
Recorded investment in loans	$	376,173		$	708,699		$	7,711		$	5,005				$	1,097,588
Recorded investment in loans individually evaluated for impairment	$	8,386		$	20,182		$	5,517		$	1				$	34,086
Recorded investment in loans collectively evaluated for impairment	$	367,787		$	688,517		$	2,194		$	5,004				$	1,063,502

Class of Financing Receivables [Member]

Note 3 - Loans (Tables) [Line Items]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	As of June 30, 2013						As of December 31, 2012
	Amount			Percent			Amount			Percent
	(Dollars in thousands)
Commercial and industrial	$	438,529			37.13	%	$	383,641			34.78	%
Real estate mortgage
Residential		36,730			3.11			36,807			3.34
Commercial		695,210			58.88			665,244			60.32
		731,940			61.99			702,051			63.66
Real estate construction
Residential		2,016			0.17			2,420			0.22
Commercial		2,712			0.23			7,284			0.66
		4,728			0.40			9,704			0.88
Consumer and other		5,623			0.48			7,531			0.68
Gross loans		1,180,820			100.00	%		1,102,927			100.00	%
Unearned discounts, interest and deferred fees		(2,532	)					(2,590	)
Total loans		1,178,288						1,100,337
Allowance for loan losses		(21,832	)					(24,592	)
Loans, net	$	1,156,456					$	1,075,745