Note 8 - Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2012

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	Actual					Minimum Required For Capital Adequacy Purposes					To be Categorized as Well Capitalized under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
As of September 30, 2012
Total risk-based capital ratio
MetroCorp Bancshares, Inc.	$	207,884		17.69	%	$	94,029		8.00	%	$	N/A		N/A	%
MetroBank, N.A.		152,149		17.64			69,019		8.00			86,274		10.00
Metro United Bank		51,004		16.49			24,752		8.00			30,940		10.00
Tier 1 risk-based capital ratio
MetroCorp Bancshares, Inc.		192,867		16.41			47,014		4.00			N/A		N/A
MetroBank, N.A.		141,082		16.35			34,510		4.00			51,764		6.00
Metro United Bank		47,093		15.22			12,376		4.00			18,564		6.00
Leverage ratio
MetroCorp Bancshares, Inc.		192,867		12.90			59,824		4.00			N/A		N/A
MetroBank, N.A.		141,082		12.62			44,720		4.00			55,900		5.00
Metro United Bank		47,093		12.48			15,095		4.00			18,869		5.00
As of December 31, 2011
Total risk-based capital ratio
MetroCorp Bancshares, Inc.	$	195,765		17.30	%	$	90,552		8.00	%	$	N/A		N/A	%
MetroBank, N.A.		140,510		16.82			66,831		8.00			83,539		10.00
Metro United Bank		48,778		16.48			23,674		8.00			29,593		10.00
Tier 1 risk-based capital ratio
MetroCorp Bancshares, Inc.		181,368		16.02			45,276		4.00			N/A		N/A
MetroBank, N.A.		129,864		15.55			33,416		4.00			50,124		6.00
Metro United Bank		45,034		15.22			11,837		4.00			17,756		6.00
Leverage ratio
MetroCorp Bancshares, Inc.		181,368		12.16			59,659		4.00			N/A		N/A
MetroBank, N.A.		129,864		11.67			44,514		4.00			55,643		5.00
Metro United Bank		45,034		11.80			15,269		4.00			19,086		5.00