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Note 3 - Loans (Tables)
6 Months Ended 18 Months Ended
Jun. 30, 2012
Jun. 30, 2012
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
June 30, 2012
 
Gross Loan
Balance
   
Deferred Loan
Fees
   
Accrued Interest
Receivable
   
Recorded Investment in Loans
 
                         
Commercial and industrial
 
$
375,897
   
$
(830
)
 
$
1,106
   
$
376,173
 
Real estate-mortgage
   
708,090
     
(1,620
)
   
2,229
     
708,699
 
Real estate-construction
   
7,712
     
(8
)
   
7
     
7,711
 
Consumer and other
   
5,198
     
(206
   
13
     
5,005
 
                                 
Total
 
$
1,096,897
   
$
(2,664
)
 
$
3,355
   
$
1,097,588
 
December 31, 2011
 
Gross Loan
Balance
   
Deferred Loan
Fees
   
Accrued Interest
Receivable
   
Recorded Investment in Loans
 
                         
Commercial and industrial
 
$
345,265
   
$
(777
)
 
$
1,077
   
$
345,565
 
Real estate-mortgage
   
687,409
     
(1,327
)
   
2,270
     
688,352
 
Real estate-construction
   
10,308
     
(2
)
   
29
     
10,335
 
Consumer and other
   
3,936
     
(196
)
   
14
     
3,754
 
                                 
Total
 
$
1,046,918
   
$
(2,302
)
 
$
3,390
   
$
1,048,006
 
 
Financing Receivable Credit Quality Indicators [Table Text Block]
As of June 30, 2012
 
Commercial and industrial
   
Real estate-
mortgage
   
Real estate - construction
   
Consumer
and other
   
Total
 
                               
Grade:
                             
1-6 - “Pass”
 
$
341,665
   
$
606,042
   
$
2,194
   
$
5,004
   
$
954,905
 
7 - “Special Mention”/ “Watch”
   
9,234
     
15,728
     
     
     
24,962
 
8 - “Substandard”
   
25,274
     
86,929
     
5,517
     
1
     
117,721
 
9 -“Doubtful"
   
     
     
     
     
 
                                         
Total
 
$
376,173
   
$
708,699
   
$
7,711
   
$
5,005
   
$
1,097,588
 
As of December 31, 2011
 
Commercial and industrial
   
Real estate-
mortgage
   
Real estate - construction
   
Consumer
and other
   
Total
 
                               
Grade:
                             
1-6 - “Pass”
 
$
310,626
   
$
551,496
   
$
3,078
   
$
3,753
   
$
868,953
 
7 - “Special Mention”/ “Watch”
   
10,735
     
30,491
     
     
     
41,226
 
8 - “Substandard”
   
24,204
     
106,160
     
7,257
     
1
     
137,622
 
9 -“Doubtful"
   
     
205
     
     
     
205
 
                                         
Total
 
$
345,565
   
$
688,352
   
$
10,335
   
$
3,754
   
$
1,048,006
 
 
Past Due Financing Receivables [Table Text Block]
As of June 30, 2012
 
30-59
Days
Past Due
   
60-89
Days
Past Due
   
Greater
Than
90 Days
   
Total
Past
Due
   
Current
   
Total Recorded Investment in Loans
   
Recorded Investment 90 Days and Accruing
 
                                           
Commercial and industrial
 
$
726
   
$
928
   
$
8,144
   
$
9,798
   
$
366,375
   
$
376,173
   
$
 
Real estate mortgage:
                                                       
Residential
   
102
     
2,345
     
249
     
2,696
     
40,700
     
43,396
     
63
 
Commercial
   
9,524
     
1,928
     
11,343
     
22,795
     
642,508
     
665,303
     
 
Real estate construction:
                                                       
Residential
   
     
     
     
     
4,539
     
4,539
     
 
Commercial
   
     
     
3,172
     
3,172
     
     
3,172
     
 
Consumer and other
   
366
     
     
1
     
367
     
4,638
     
5,005
     
 
                                                         
Total
 
$
10,718
   
$
5,201
   
$
22,909
   
$
38,828
   
$
1,058,760
   
$
1,097,588
   
$
63
 
As of December 31, 2011
 
30-59
Days
Past Due
   
60-89
Days
Past Due
   
Greater
Than
90 Days
   
Total
Past
Due
   
Current
   
Total Recorded Investment in Loans
   
Recorded Investment 90 Days and Accruing
 
                                           
Commercial and industrial
 
$
2,018
   
$
121
   
$
9,433
   
$
11,572
   
$
333,993
   
$
345,565
   
$
 
Real estate mortgage:
                                                       
Residential
   
105
     
     
251
     
356
     
42,440
     
42,796
     
 
Commercial
   
7,361
     
4,002
     
15,559
     
26,922
     
618,634
     
645,556
     
 
Real estate construction:
                                                       
Residential
   
     
     
     
     
7,011
     
7,011
     
 
Commercial
   
     
3,324
     
     
3,324
     
     
3,324
     
 
Consumer and other
   
     
5
     
1
     
6
     
3,748
     
3,754
     
 
                                                         
Total
 
$
9,484
   
$
7,452
   
$
25,244
   
$
42,180
   
$
1,005,826
   
$
1,048,006
   
$
 
 
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
Recorded investment in nonaccrual loans
 
June 30, 2012
   
December 31, 2011
 
Commercial and industrial
 
$
8,386
   
$
10,665
 
Real estate mortgage:
               
Residential
   
185
     
251
 
Commercial
   
15,864
     
30,600
 
Real estate construction:
               
Residential
   
2,345
     
 
Commercial
   
3,172
     
3,324
 
Consumer and other
   
1
     
1
 
                 
Total
 
$
29,953
   
$
44,841
 
 
Impaired Financing Receivables [Table Text Block]
As of June 30, 2012
 
Recorded
Investment
   
Unpaid
Principal
Balance
   
Related
Allowance
   
Average
Recorded
Investment
 
                         
Impaired loans with no allowance
                       
Commercial and industrial
 
$
8,360
   
$
8,369
   
$
   
$
5,824
 
Real estate mortgage:
                               
Residential
   
185
     
185
     
     
235
 
Commercial
   
15,385
     
15,399
     
     
18,922
 
Real estate construction:
                               
Residential
   
2,345
     
2,345
     
     
586
 
Commercial
   
3,172
     
3,172
     
     
2,440
 
                                 
Impaired loans with an allowance
                               
Commercial and industrial
 
$
26
   
$
26
   
$
26
   
$
4,649
 
Real estate mortgage:
                               
Commercial
   
4,612
     
4,609
     
790
     
9,580
 
                                 
Total:
                               
Commercial and industrial
 
$
8,386
   
$
8,395
   
$
26
   
$
10,473
 
Real estate mortgage
   
20,182
     
20,193
     
790
     
28,737
 
Real estate construction
   
5,517
     
5,517
     
     
3,026
 
As of December 31, 2011
 
Recorded
Investment
   
Unpaid
Principal
Balance
   
Related
Allowance
   
Average
Recorded
Investment
 
                         
Impaired loans with no allowance
                       
Commercial and industrial
 
$
3,647
   
$
3,652
   
 $
   
$
8,901
 
Real estate mortgage:
                               
Residential
   
251
     
251
     
     
263
 
Commercial
   
19,922
     
19,913
     
     
26,256
 
Real estate construction:
                               
Commercial
   
3,324
     
3,324
     
     
831
 
                                 
Impaired loans with an allowance
                               
Commercial and industrial
 
$
7,018
     
7,025
     
224
     
4,835
 
Real estate mortgage:
                               
Commercial
   
10,678
     
10,696
     
710
     
14,042
 
                                 
Total:
                               
Commercial and industrial
 
$
10,665
   
10,677
   
 $
224
   
 $
13,736
 
Real estate mortgage
   
30,851
     
30,860
     
710
     
40,561
 
Real estate construction
   
3,324
     
3,324
     
     
831
 
 
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
   
Three Months Ended June 30, 2012
Troubled Debt Restructurings
 
Number
of
Contracts
   
Pre-Modification Outstanding
Recorded
Investment
 
Post-Modification Outstanding
Recorded
Investment
Real estate mortgage:
             
Commercial
   
1
   
$
3,308
 
$
3,731
                     
Real estate construction:
                   
Commercial
   
2
     
401
   
401
   
Six Months Ended June 30, 2012
   
Number
of
Contracts
   
Pre-Modification Outstanding
Recorded
Investment
 
Post-Modification Outstanding
Recorded
Investment
Troubled Debt Restructurings
             
Real estate mortgage:                    
Commercial
   
2
   
$
6,007
 
$
6,348
                     
Real estate construction:
                   
Commercial
   
2
     
401
   
401
 
Allowance for Credit Losses on Financing Receivables [Table Text Block]  
As of and for the three months ended
June 30, 2012
 
Commercial
and
industrial
   
Real
estate-
mortgage
   
Real estate - construction
   
Consumer
and other
   
Unallocated
   
Total
 
                                     
Allowance for loan losses at beginning of period
 
$
9,223
   
$
16,598
   
$
235
   
$
100
   
$
1,910
   
$
28,066
 
Provision for loan losses
   
(314
   
47
     
633
 
   
20
 
   
(186
   
200
 
Charge-offs
   
(10
)
   
(945
)
   
(683
   
(19
)
   
     
(1,657
)
Recoveries
   
247
     
452
     
     
3
     
     
702
 
                                                 
Allowance for loan losses at end of period
 
$
9,146
   
$
16,152
   
$
185
   
$
104
   
$
1,724
   
$
27,311
 
                                                 
Ending allowance for loan losses balance for loans individually evaluated for impairment
 
$
26
   
$
790
   
$
   
$
           
$
816
 
                                                 
Ending allowance for loan losses balance for loans collectively evaluated for impairment
 
$
9,120
   
$
15,362
   
$
185
   
$
104
           
$
24,771
 
                                                 
                                                 
Loans:
                                               
Recorded investment in loans
 
$
376,173
   
$
708,699
   
$
7,711
   
$
5,005
           
$
1,097,588
 
                                                 
Recorded investment in loans individually evaluated for impairment
 
$
8,386
   
$
20,182
   
$
5,517
   
$
1
           
$
34,086
 
                                                 
Recorded investment in loans collectively evaluated for impairment
 
$
367,787
   
$
688,517
   
$
2,194
   
$
5,004
           
$
1,063,502
 
As of and for the three months ended
June 30, 2011
 
Commercial
and
industrial
   
Real
estate-
mortgage
   
Real estate - construction
   
Consumer
and other
   
Unallocated
   
Total
 
                                     
Allowance for loan losses at beginning of period
 
$
8,218
   
$
20,668
   
$
1,012
   
$
247
   
$
1,738
   
$
31,883
 
Provision for loan losses
   
1,282
     
286
     
(522
)
   
(88
)
   
287
     
1,245
 
Charge-offs
   
(2,493
)
   
(418
)
   
     
(10
)
   
     
(2,921
)
Recoveries
   
129
     
54
     
     
3
     
     
186
 
                                                 
Allowance for loan losses at end of period
 
$
7,136
   
$
20,590
   
$
490
   
$
152
   
$
2,025
   
$
30,393
 
                                                 
Ending allowance for loan losses balance for loans individually evaluated for impairment
 
$
462
   
$
794
   
$
   
$
           
$
1,256
 
                                                 
Ending allowance for loan losses balance for loans collectively evaluated for impairment
 
$
6,674
   
$
19,796
   
$
490
   
$
152
           
$
27,112
 
                                                 
                                                 
Loans:
                                               
Recorded investment in loans
 
$
334,646
   
$
723,311
   
$
6,717
   
$
3,951
           
$
1,068,625
 
                                                 
Recorded investment in loans individually evaluated for impairment
 
$
15,996
   
$
45,154
   
$
   
$
           
$
61,150
 
                                                 
Recorded investment in loans collectively evaluated for impairment
 
$
318,650
   
$
678,157
   
$
6,717
   
$
3,951
           
$
1,007,475
 
As of and for the six months ended 
June 30, 2012
 
Commercial
and
industrial
   
Real
estate-
mortgage
   
Real estate - construction
   
Consumer
and other
   
Unallocated
   
Total
 
                                     
Allowance for loan losses at beginning of period
 
$
7,966
   
$
19,213
   
$
320
   
$
137
   
$
685
   
$
28,321
 
Provision for loan losses
   
1,609
     
(2,591
   
529
     
14
     
1,039
     
600
 
Charge-offs
   
(794
)
   
(1,285
)
   
(683
   
(61
)
   
     
(2,823
)
Recoveries
   
365
     
815
     
19
     
14
     
     
1,213
 
                                                 
Allowance for loan losses at end of period
 
$
9,146
   
$
16,152
   
$
185
   
$
104
   
$
1,724
   
$
27,311
 
                                                 
Ending allowance for loan losses balance for loans individually evaluated for impairment
 
$
26
   
$
790
   
$
   
$
           
$
816
 
                                                 
Ending allowance for loan losses balance for loans collectively evaluated for impairment
 
$
9,120
   
$
15,362
   
$
185
   
$
104
           
$
24,771
 
                                                 
                                                 
Loans:
                                               
Recorded investment in loans 
 
376,173
   
$
708,699
   
$
7,711
   
$
5,005
           
1,097,588
 
                                                 
Recorded investment in loans  individually evaluated for impairment
 
$
8,386
   
$
20,182
   
$
5,517
   
$
1
           
$
34,086
 
                                                 
Recorded investment in loans  collectively evaluated for impairment
 
$
367,787
   
$
688,517
   
$
2,194
   
$
5,004
           
$
1,063,502
 
As of and for the six months ended 
June 30, 2011
 
Commercial
and
industrial
   
Real
estate-
mortgage
   
Real estate - construction
   
Consumer
and other
   
Unallocated
   
Total
 
                                     
Allowance for loan losses at beginning of period
 
$
8,187
   
$
22,016
   
$
1,993
   
$
194
   
$
1,367
   
$
33,757
 
Provision for loan losses
   
1,339
     
1,832
     
(2,219
   
(35
 )
   
658
     
1,575
 
Charge-offs
   
(2,625
)
   
(3,323
)
   
     
(31
)
   
     
(5,979
)
Recoveries
   
235
     
65
     
716
     
24
     
     
1,040
 
                                                 
Allowance for loan losses at end of period
 
$
7,136
   
$
20,590
   
$
490
   
$
152
   
$
2,025
   
$
30,393
 
                                                 
Ending allowance for loan losses balance for loans individually evaluated for impairment
 
$
462
   
$
794
   
$
   
$
           
$
1,256
 
                                                 
Ending allowance for loan losses balance for loans collectively evaluated for impairment
 
$
6,674
   
$
19,796
   
$
490
   
$
152
           
$
27,112
 
                                                 
                                                 
Loans:
                                               
Recorded investment in loans 
 
334,646
   
$
723,311
   
$
6,717
   
$
3,951
           
1,068,625
 
                                                 
Recorded investment in loans  individually evaluated for impairment
 
$
15,996
   
$
45,154
   
$
   
$
           
$
61,150
 
                                                 
Recorded investment in loans  collectively evaluated for impairment
 
$
318,650
   
$
678,157
   
$
6,717
   
$
3,951
           
$
1,007,475
 
Class of Financing Receivable [Member]
   
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
   
As of June 30, 2012
   
As of December 31, 2011
 
   
Amount
   
Percent
   
Amount
   
Percent
 
   
(Dollars in thousands)
 
                         
Commercial and industrial
 
$
375,897
     
34.27
%
 
$
345,265
     
32.98
%
Real estate mortgage:
                               
Residential
   
43,282
     
3.95
     
42,682
     
4.08
 
Commercial
   
664,808
     
60.61
     
644,727
     
61.58
 
     
708,090
     
64.56
     
687,409
     
65.66
 
Real estate construction:
                               
Residential
   
4,540
     
0.41
     
6,984
     
0.67
 
Commercial
   
3,172
     
0.29
     
3,324
     
0.32
 
     
7,712
     
0.70
     
10,308
     
0.99
 
Consumer and other
   
5,198
     
0.47
     
3,936
     
0.37
 
Gross loans
   
1,096,897
     
100.00
%
   
1,046,918
     
100.00
%
Unearned discounts, interest and deferred fees
   
(2,664
)
           
(2,302
)
       
Total loans
   
1,094,233
             
1,044,616
         
Allowance for loan losses
   
(27,311
)
           
(28,321
)
       
Loans, net
 
$
1,066,922
           
$
1,016,295