EX-99.1 2 a06-5174_1ex99d1.htm EXHIBIT 99

Exhibit 99.1

 

CompuCredit Corporation and Subsidiaries

Business Segment Data

(Dollars in thousands)

 

(unaudited)
Three Months Ended December 31, 2005

 

Credit Cards

 

Investments in
Previously 
Charged-Off
Receivables

 

Retail Micro-Loans

 

Auto Finance

 

Other

 

Total

 

Net interest income, fees and other income on non-securitized earning assets

 

$

52,316

 

$

7,978

 

$

17,528

 

$

7,224

 

$

(1,605

)

$

83,441

 

Total other operating income

 

$

59,979

 

$

25

 

$

5,385

 

$

580

 

$

—

 

$

65,969

 

Income before income taxes

 

$

11,270

 

$

2,312

 

$

3,209

 

$

1,139

 

$

(13,244

)

$

4,686

 

Loans and fees receivable, gross

 

$

326,696

 

$

—

 

$

57,806

 

$

144,489

 

$

1,582

 

$

530,573

 

Loans and fees receivable, net

 

$

204,777

 

$

—

 

$

52,001

 

$

118,189

 

$

952

 

$

375,919

 

Total assets

 

$

1,405,883

 

$

36,369

 

$

200,579

 

$

159,222

 

$

19,137

 

$

1,821,190

 

 

(unaudited)
Three Months Ended December 31, 2004

 

 

 

Investments in
Previously
Charged-Off
Receivables

 

Retail Micro-Loans

 

Auto Finance

 

Other

 

Total

 

Net interest income, fees and other income on non-securitized earning assets

 

$

54,169

 

$

15,865

 

$

13,574

 

$

—

 

$

107

 

$

83,715

 

Total other operating income

 

$

53,628

 

$

—

 

$

6,675

 

$

—

 

$

—

 

$

60,303

 

Income before income taxes

 

$

43,031

 

$

5,939

 

$

2,464

 

$

—

 

$

(8,252

)

$

43,182

 

Loans and fees receivable, gross

 

$

106,873

 

$

—

 

$

31,529

 

$

—

 

$

1,232

 

$

139,634

 

Loans and fees receivable, net

 

$

66,472

 

$

—

 

$

26,783

 

$

—

 

$

800

 

$

94,055

 

Total assets

 

$

821,967

 

$

16,070

 

$

158,075

 

$

—

 

$

7,414

 

$

1,003,526

 

 

(unaudited)
Year ended 2005

 

Credit Cards

 

Investments in
Previously
Charged-Off
Receivables

 

Retail Micro-Loans

 

Auto Finance

 

Other

 

Total

 

Net interest income, fees and other income on non-securitized earning assets

 

$

221,349

 

$

119,157

 

$

63,147

 

$

25,452

 

$

(639

)

$

428,466

 

Total other operating income

 

$

317,359

 

$

4,320

 

$

23,229

 

$

580

 

$

—

 

$

345,488

 

Income before income taxes

 

$

199,868

 

$

92,016

 

$

9,768

 

$

6,117

 

$

(37,926

)

$

269,843

 

Loans and fees receivable, gross

 

$

326,696

 

$

—

 

$

57,806

 

$

144,489

 

$

1,582

 

$

530,573

 

Loans and fees receivable, net

 

$

204,777

 

$

—

 

$

52,001

 

$

118,189

 

$

952

 

$

375,919

 

Total assets

 

$

1,405,883

 

$

36,369

 

$

200,579

 

$

159,222

 

$

19,137

 

$

1,821,190

 

 

Year ended 2004

 

Credit Cards

 

Investments in
Previously
Charged-Off
Receivables

 

Retail Micro-Loans

 

Auto Finance

 

Other

 

Total

 

Net interest income, fees and other income on non-securitized earning assets

 

$

132,112

 

$

56,723

 

$

26,843

 

$

—

 

$

316

 

$

215,994

 

Total other operating income

 

$

259,868

 

$

—

 

$

16,879

 

$

—

 

$

—

 

$

276,747

 

Income before income taxes

 

$

156,404

 

$

17,366

 

$

5,976

 

$

—

 

$

(22,677

)

$

157,069

 

Loans and fees receivable, gross

 

$

106,873

 

$

—

 

$

31,529

 

$

—

 

$

1,232

 

$

139,634

 

Loans and fees receivable, net

 

$

66,472

 

$

—

 

$

26,783

 

$

—

 

$

800

 

$

94,055

 

Total assets

 

$

821,967

 

$

16,070

 

$

158,075

 

$

—

 

$

7,414

 

$

1,003,526