X0101 EFFECT 33 LIVE 2026-01-02 12:00:00

N-4

0001067490 TIAA Separate Account VA-5 333-292532 S000006179 TIAA CREF LIFE SEPARATE ACCOUNT VA-1 C000053679 Intelligent Variable Annuity S000006179 TIAA CREF LIFE SEPARATE ACCOUNT VA-1 C000272465 DUMMY1