The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 207 1,460 SH   SOLE   0 0 1,460
ABBOTT LABS COM 002824100 309 7,426 SH   SOLE   240 0 7,186
ABBVIE INC COM 00287Y109 449 7,765 SH   SOLE   240 0 7,525
ADOBE SYS INC COM 00724F101 233 3,374 SH   SOLE   100 0 3,274
AES CORP COM 00130H105 145 10,250 SH   SOLE   0 0 10,250
ALTRIA GROUP INC COM 02209S103 228 4,970 SH   SOLE   0 0 4,970
AMAZON COM INC COM 023135106 353 1,095 SH   SOLE   0 0 1,095
AMERICAN WTR WKS CO INC NEW COM 030420103 309 6,406 SH   SOLE   400 0 6,006
APPLE INC COM 037833100 1,607 15,951 SH   SOLE   943 0 15,008
AT&T INC COM 00206R102 384 10,888 SH   SOLE   0 0 10,888
BB&T CORP COM 054937107 407 10,941 SH   SOLE   500 0 10,441
BERKSHIRE HATHAWAY INC DEL CL A 084670108 207 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 618 4,474 SH   SOLE   150 0 4,324
CELGENE CORP COM 151020104 242 2,558 SH   SOLE   100 0 2,458
CHEVRON CORP NEW COM 166764100 559 4,688 SH   SOLE   50 0 4,638
CISCO SYS INC COM 17275R102 415 16,496 SH   SOLE   750 0 15,746
COCA COLA CO COM 191216100 381 8,927 SH   SOLE   0 0 8,927
COMCAST CORP NEW CL A 20030N101 541 10,060 SH   SOLE   500 0 9,560
CONOCOPHILLIPS COM 20825C104 413 5,398 SH   SOLE   0 0 5,398
DANAHER CORP DEL COM 235851102 744 9,788 SH   SOLE   0 0 9,788
DOMINION RES INC VA NEW COM 25746U109 375 5,431 SH   SOLE   400 0 5,031
DUKE ENERGY CORP NEW COM NEW 26441C204 527 7,048 SH   SOLE   0 0 7,048
E M C CORP MASS COM 268648102 239 8,171 SH   SOLE   700 0 7,471
EMERSON ELEC CO COM 291011104 468 7,474 SH   SOLE   300 0 7,174
ENTERPRISE PRODS PARTNERS L COM 293792107 1,060 26,308 SH   SOLE   0 0 26,308
EXXON MOBIL CORP COM 30231G102 2,408 25,605 SH   SOLE   100 0 25,505
FLEXSHARES TR QUALT DIVD IDX 33939L860 384 11,020 SH   SOLE   0 0 11,020
FMC TECHNOLOGIES INC COM 30249U101 260 4,780 SH   SOLE   0 0 4,780
FORD MTR CO DEL COM PAR $0.01 345370860 741 50,106 SH   SOLE   0 0 50,106
GENERAL ELECTRIC CO COM 369604103 1,415 55,246 SH   SOLE   700 0 54,546
GENERAL MLS INC COM 370334104 505 10,018 SH   SOLE   500 0 9,518
GOOGLE INC CL A 38259P508 767 1,304 SH   SOLE   0 0 1,304
HEALTH CARE REIT INC COM 42217K106 286 4,585 SH   SOLE   0 0 4,585
INTEL CORP COM 458140100 508 14,603 SH   SOLE   700 0 13,903
INTERNATIONAL BUSINESS MACHS COM 459200101 1,375 7,241 SH   SOLE   0 0 7,241
ISHARES INTL SEL DIV ETF 464288448 269 7,528 SH   SOLE   0 0 7,528
ISHARES MICRO-CAP ETF 464288869 536 7,710 SH   SOLE   0 0 7,710
ISHARES TR CORE S&P MCP ETF 464287507 16,408 119,994 SH   SOLE   145 0 119,849
ISHARES TR CORE S&P SCP ETF 464287804 4,938 47,341 SH   SOLE   545 0 46,796
ISHARES TR CORE S&P500 ETF 464287200 483 2,434 SH   SOLE   0 0 2,434
ISHARES TR MSCI EAFE ETF 464287465 699 10,907 SH   SOLE   0 0 10,907
ISHARES TR RUS 1000 VAL ETF 464287598 395 3,945 SH   SOLE   0 0 3,945
ISHARES TR RUSSELL 2000 ETF 464287655 3,045 27,843 SH   SOLE   70 0 27,773
ISHARES TR SELECT DIVID ETF 464287168 856 11,588 SH   SOLE   0 0 11,588
JOHNSON & JOHNSON COM 478160104 958 8,988 SH   SOLE   0 0 8,988
JPMORGAN CHASE & CO COM 46625H100 763 12,671 SH   SOLE   400 0 12,271
LABORATORY CORP AMER HLDGS COM NEW 50540R409 249 2,450 SH   SOLE   0 0 2,450
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 429 5,094 SH   SOLE   0 0 5,094
MCCORMICK & CO INC COM VTG 579780107 913 13,627 SH   SOLE   0 0 13,627
MCDONALDS CORP COM 580135101 835 8,812 SH   SOLE   0 0 8,812
MICROCHIP TECHNOLOGY INC COM 595017104 235 4,973 SH   SOLE   300 0 4,673
MICROSOFT CORP COM 594918104 458 9,883 SH   SOLE   400 0 9,483
NATIONAL OILWELL VARCO INC COM 637071101 209 2,740 SH   SOLE   0 0 2,740
NEXTERA ENERGY INC COM 65339F101 474 5,051 SH   SOLE   0 0 5,051
NORFOLK SOUTHERN CORP COM 655844108 623 5,586 SH   SOLE   100 0 5,486
NOVARTIS A G SPONSORED ADR 66987V109 217 2,303 SH   SOLE   100 0 2,203
PEPSICO INC COM 713448108 801 8,606 SH   SOLE   250 0 8,356
PFIZER INC COM 717081103 1,553 52,535 SH   SOLE   300 0 52,235
PIMCO ETF TR ENHAN SHRT MAT 72201R833 4,124 40,693 SH   SOLE   0 0 40,693
PRECISION CASTPARTS CORP COM 740189105 344 1,452 SH   SOLE   0 0 1,452
PROCTER & GAMBLE CO COM 742718109 557 6,653 SH   SOLE   300 0 6,353
PROSHARES TR PSHS LC COR PLUS 74347R248 578 6,015 SH   SOLE   0 0 6,015
SCHWAB CHARLES CORP NEW COM 808513105 359 12,209 SH   SOLE   800 0 11,409
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,769 123,670 SH   SOLE   0 0 123,670
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 18,200 387,310 SH   SOLE   2,132 0 385,178
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 253 6,527 SH   SOLE   0 0 6,527
SIGMA ALDRICH CORP COM 826552101 497 3,657 SH   SOLE   0 0 3,657
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 345 10,568 SH   SOLE   0 0 10,568
SPDR S&P 500 ETF TR TR UNIT 78462F103 22,035 111,841 SH   SOLE   220 0 111,621
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 319 1,279 SH   SOLE   0 0 1,279
STARBUCKS CORP COM 855244109 228 3,020 SH   SOLE   0 0 3,020
TJX COS INC NEW COM 872540109 217 3,665 SH   SOLE   0 0 3,665
TRI CONTL CORP COM 895436103 281 13,468 SH   SOLE   0 0 13,468
UNITED BANKSHARES INC WEST V COM 909907107 389 12,587 SH   SOLE   0 0 12,587
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 4,581 68,979 SH   SOLE   0 0 68,979
VERIZON COMMUNICATIONS INC COM 92343V104 606 12,120 SH   SOLE   300 0 11,820
WASHINGTONFIRST BANKSHARES I COM 940730104 435 29,013 SH   SOLE   0 0 29,013
WELLS FARGO & CO NEW COM 949746101 310 5,968 SH   SOLE   0 0 5,968
WILLIAMS PARTNERS L P COM UNIT L P 96950F104 214 4,040 SH   SOLE   0 0 4,040
WISDOMTREE TR SMALLCAP DIVID 97717W604 405 6,230 SH   SOLE   0 0 6,230