-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, MQoYqdDhAPqldtYmzgpmEl5RY2EDHNQjg27BFMPcW8vv+gwzmCGVO9DlGwdAS4Hn 9H4YiDBA5s2XXVreiwsQJw== 0000930413-02-002335.txt : 20020719 0000930413-02-002335.hdr.sgml : 20020719 20020719145241 ACCESSION NUMBER: 0000930413-02-002335 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20020719 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TRAVELERS SEPARATE ACCOUNT SIX FOR VARIABLE ANNUITIES CENTRAL INDEX KEY: 0001065240 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 333-58809 FILM NUMBER: 02706519 BUSINESS ADDRESS: STREET 1: FINANCIAL SERVICES LEGAL DIVISION STREET 2: ONE TOWER SQUARE CITY: HARTFORD STATE: CT ZIP: 06183 BUSINESS PHONE: 860-277-0111 MAIL ADDRESS: STREET 1: FINANCIAL SERVICES LEGAL DIVISION STREET 2: ONE TOWER SQUARE CITY: HARTFORD STATE: CT ZIP: 06183 497 1 c25047_497.txt SUPPLEMENT TRAVELERS RETIREMENT ACCOUNT ANNUITY SUPPLEMENT DATED JULY 15, 2002 TO PROSPECTUS DATED MAY 1, 2002 The following replaces the information contained in your Travelers Retirement Account Annuity contract prospectus. Please retain this supplement and keep it with the contract prospectus for future reference. The Variable Funding Option Expenses Section is revised as follows:
TOTAL ANNUAL MANAGEMENT DISTRIBUTION OPERATING FEE AND/OR SERVICE OTHER EXPENSES EXPENSES AFTER EXPENSE FEES (AFTER EXPENSE (AFTER EXPENSE FUNDING OPTIONS: (REIMBURSEMENT) (12b-1 FEES) REIMBURSEMENT) REIMBURSEMENT) - ---------------- ----------------- ---------------- ---------------- ---------------- DELAWARE VIP TRUST VIP REIT Series-- Standard Class............ 0.71% -- 0.14% 0.85%(4) VIP Small Cap Value Series-- Standard 0.74% -- 0.11% 0.85%(5) Class..................................... GREENWICH STREET SERIES FUND Equity Index Portfolio-- Class II Shares*... 0.31%** 0.25% 0.03% 0.59%(7)
**The expense information in the table has been restated to reflect current fees that would have been applicable if they had been in effect during the previous fiscal year. On June 24, 2002, the shareholders of the Greenwich Street Fund: Equity Index Portfolio approved a new Investment Advisory Agreement, which became effective immediately after the shareholder meeting. Under the new agreement, the management fee increased by 0.10%. Finally, the fund's Management eliminated the voluntary fee cap of 0.55%. NOTES (7) There were no fees waived or expenses reimbursed for these funds in 2001. Smith Barney Fund Management receives an administrative fee, which is reflected in the management fee column. The Examples are revised as follows: EXAMPLE: STANDARD DEATH BENEFIT
IF CONTRACT IS SURRENDERED AT THE IF CONTRACT IS NOT SURRENDERED OR END OF PERIOD SHOWN: ANNUITIZED AT END OF PERIOD SHOWN: ----------------------------------------- ------------------------------------------- FUNDING OPTION 1 YEAR 3 YEARS 5 YEARS 10 YEARS 1 YEAR 3 YEARS 5 YEARS 10 YEARS - -------------- -------- ---------- ---------- ---------- --------- ---------- ---------- ----------- DELAWARE VIP TRUST VIP REIT Series-- Standard Class........... 67 82 100 195 17 52 90 195 VIP Small Cap Value Series-- Standard Class.................................... 67 82 100 195 17 52 90 195 GREENWICH STREET SERIES FUND Equity Index Portfolio-- Class II Shares... 64 74 86 167 14 44 76 167
EXAMPLE: OPTIONAL DEATH BENEFIT
IF CONTRACT IS SURRENDERED AT THE IF CONTRACT IS NOT SURRENDERED OR END OF PERIOD SHOWN: ANNUITIZED AT END OF PERIOD SHOWN: ----------------------------------------- ------------------------------------------- FUNDING OPTION 1 YEAR 3 YEARS 5 YEARS 10 YEARS 1 YEAR 3 YEARS 5 YEARS 10 YEARS - -------------- -------- ---------- ---------- ---------- --------- ---------- ---------- ----------- DELAWARE VIP TRUST VIP REIT Series-- Standard Class........... 71 96 123 243 21 66 113 243 VIP Small Cap Value Series-- Standard Class.................................... 71 96 123 243 21 66 113 243 GREENWICH STREET SERIES FUND Equity Index Portfolio-- Class II Shares... 69 88 110 216 19 58 100 216
The Variable Funding Options Section is revised as follows:
INVESTMENT INVESTMENT INVESTMENT OPTIONS OBJECTIVE ADVISER/SUBADVISER - ------------------------------- ---------------------------------------------- ------------------------------------------ VARIABLE ANNUITY PORTFOLIOS Smith Barney Small Cap Seeks long- term capital growth by investing Citi Fund Management Inc. Growth Opportunities under normal circumstances at least 80% of Portfolio net assets in equity securities of small cap companies and related investments. Small cap companies are those with a market capitalization similar to companies in the Russell 2000 Index. Dividend income, if any, is incidental to this investment objective.
The following paragraph is deleted from the Federal Tax Considerations section: The Contract includes one or more optional enhanced death benefits that in some cases may exceed the greater of the purchase payments or contract value. The IRS has not reviewed the Contract for qualification as an IRA, and has not addressed in a ruling of general applicability, whether a death benefit such as the optional death benefit(s) in the Contract comports with IRA qualification requirements. Although the Company regards the optional enhanced death benefit as a permissible benefit under an IRA, the IRS may take a contrary position regarding tax qualification resulting in deemed distributions and penalty taxes. You should consult your tax adviser prior to selecting any optional enhanced death benefit for an IRA. L-12982 July 15, 2002 -----END PRIVACY-ENHANCED MESSAGE-----