Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
CASH FLOWS FROM OPERATING ACTIVITIES
Net loss	$ (1,594,031)	$ (14,592,215)
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of net premiums on investments	62,811	72,161
Stock option awards expense	0	(178,483)
Depreciation and amortization on property and equipment	347,337	306,913
Net realized and unrealized (gains) losses on investments	(426,933)	1,764,276
Changes in assets and liabilities:
Assumed reinsurance premiums receivable	2,221,664	3,474,183
Accrued investment income	147,975	(43,040)
Deferred income taxes	555,000	950,000
Deferred policy acquisition costs	724,509	1,239,543
Prepaid expenses and other assets	384,372	543,435
Liability for losses and loss adjustment expenses	(20,936,677)	6,970,633
Unearned premiums	(4,622,666)	(685,732)
Assumed reinsurance payable	(3,175,098)	(3,581,079)
Accrued expenses and other liabilities	(828,744)	(2,183,510)
Net cash used in operating activities	(27,140,481)	(5,942,915)
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of property and equipment	(147,477)	(299,820)
Purchases of available-for-sale securities	(5,545,313)	(11,505,934)
Proceeds from sales of available-for-sale securities	1,684,014	14,941,172
Proceeds from redemptions of fixed maturity investments	21,650,652	3,362,080
Proceeds from maturities of fixed maturity investments	2,336,000	2,535,000
Net cash provided by investing activities	19,977,876	9,032,498
CASH FLOWS FROM FINANCING ACTIVITIES
Purchase of shares by subsidiary, net	(55,917)	(152,962)
Net cash used in financing activities	(55,917)	(152,962)
NET CHANGE IN CASH, CASH EQUIVALENTS AND RESTRICTED CASH	(7,218,522)	2,936,621
CASH, CASH EQUIVALENTS AND RESTRICTED CASH, BEGINNING OF YEAR	10,696,236	7,759,615
CASH, CASH EQUIVALENTS AND RESTRICTED CASH, END OF YEAR	$ 3,477,714	$ 10,696,236