X0201 3 2003-09-12 0 0001065201 AMERINST INSURANCE GROUP LTD none 0001286124 SCHIFFMAN JOHN T PO BOX 5520 HANOVER NH 03755 1 0 0 0 Common Stock 51 I owned by Schiffman& Co.,PC, john Schiffman, sole owner John T. Schiffman 2004-04-15