Consolidated Statements of Operations - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
REVENUES
Net premiums earned (Note 8)	$ 11,348,596	$ 10,132,515
Commission income	5,800,987	5,497,779
Net investment income (Note 4)	478,111	384,409
Net realized and unrealized gain (loss) on investments (Note 4)	4,074,997	(2,249,172)
TOTAL REVENUES	21,702,691	13,765,531
LOSSES AND EXPENSES
Losses and loss adjustment expenses (Note 6)	8,028,735	6,235,474
Policy acquisition costs	4,199,239	3,748,958
Operating and management expenses (Note 9)	6,847,921	6,598,204
TOTAL LOSSES AND EXPENSES	19,075,895	16,582,636
INCOME (LOSS) BEFORE TAX	2,626,796	(2,817,105)
Tax expense (benefit) (Note 10)	214,277	(2,701,396)
NET INCOME (LOSS) AFTER TAX	$ 2,412,519	$ (115,709)
NET INCOME (LOSS) PER SHARE
Basic (in dollars per share)	$ 3.83	$ (0.18)
Diluted (in dollars per share)	$ 3.81	$ (0.18)
Weighted average number of common shares outstanding for the year
Basic (in shares)	630,210	641,918
Diluted (in shares)	633,395	641,918