Condensed Consolidated Statements of Operations, Comprehensive Loss and Retained Earnings (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
REVENUE
Net premiums earned	$ 1,500,827	$ 1,311,624	$ 3,116,435	$ 2,537,487
Commission income	947,273	717,998	1,980,758	1,456,816
Net investment income	81,438	77,815	146,117	130,477
Net realized gain (loss) on investments	516,861	(56,470)	760,114	457,196
TOTAL REVENUE	3,046,399	2,050,967	6,003,424	4,581,976
LOSSES AND EXPENSES
Losses and loss adjustment expenses	983,043	859,114	2,041,266	1,662,054
Policy acquisition costs	555,307	485,303	1,153,085	938,874
Operating and management expenses	1,279,718	1,233,070	2,528,253	2,395,423
TOTAL LOSSES AND EXPENSES	2,818,068	2,577,487	5,722,604	4,996,351
NET INCOME (LOSS) BEFORE TAX	228,331	(526,520)	280,820	(414,375)
Income tax expense			0	0
NET INCOME (LOSS) AFTER TAX	228,331	(526,520)	280,820	(414,375)
OTHER COMPREHENSIVE (LOSS) INCOME
Net unrealized holding gains (losses) arising during the period	227,745	(961)	175,720	(36,834)
Reclassification adjustment for gains (losses) included in net income (loss)	(516,861)	56,470	(760,114)	(457,196)
OTHER COMPREHENSIVE (LOSS) INCOME	(289,116)	55,509	(584,394)	(494,030)
COMPREHENSIVE LOSS	(60,785)	(471,011)	(303,574)	(908,405)
RETAINED EARNINGS, BEGINNING OF PERIOD	14,123,576	15,886,826	14,213,781	15,926,472
Net income (loss)	228,331	(526,520)	280,820	(414,375)
Dividends	0		(142,694)	(151,791)
RETAINED EARNINGS, END OF PERIOD	$ 14,351,907	$ 15,360,306	$ 14,351,907	$ 15,360,306
Per share amounts
Basic and diluted income (loss) (in dollars per share)	$ 0.35	$ (0.80)	$ 0.43	$ (0.63)
Dividends (in dollars per share)	$ 0	$ 0	$ 0.25	$ 0.25
Weighted average number of shares outstanding for the entire period (for basic and diluted) (in shares)	650,952	656,529	650,516	656,149