Condensed Consolidated Statements Of Operations, Comprehensive Income (Loss) And Retained Earnings (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
REVENUE
Net premiums earned	$ 425,344	$ 96,283	$ 878,616	$ 221,844
Commission income	209,663	91,529	615,239	235,874
Other income			98,156
Net investment income	92,136	96,128	299,256	308,953
Net realized gain on investments	494,271	84,653	1,106,299	1,400,792
TOTAL REVENUE	1,221,414	368,593	2,997,566	2,167,463
LOSSES AND EXPENSES
Losses and loss adjustment expenses (recoveries)	243,319	(248,544)	526,614	(170,078)
Policy acquisition costs	144,406	38,482	313,073	85,818
Operating and management expenses	884,915	911,864	2,828,252	3,179,022
TOTAL LOSSES AND EXPENSES	1,272,640	701,802	3,667,939	3,094,762
NET LOSS BEFORE TAX	(51,226)	(333,209)	(670,373)	(927,299)
Income tax expense
NET LOSS AFTER TAX	(51,226)	(333,209)	(670,373)	(927,299)
OTHER COMPREHENSIVE INCOME (LOSS)
Net unrealized holding gain (loss) arising during the period	864,033	(1,740,737)	1,846,633	(696,544)
Reclassification adjustment for (gain) included in net (loss)	(494,271)	(84,653)	(1,106,299)	(1,400,792)
OTHER COMPREHENSIVE INCOME (LOSS)	369,762	(1,825,390)	740,334	(2,097,336)
COMPREHENSIVE INCOME (LOSS)	318,536	(2,158,599)	69,961	(3,024,635)
RETAINED EARNINGS, BEGINNING OF PERIOD	16,636,066	18,213,418	17,411,533	19,096,686
Net loss	(51,226)	(333,209)	(670,373)	(927,299)
Dividends	(171,672)	(326,815)	(327,992)	(615,993)
RETAINED EARNINGS, END OF PERIOD	$ 16,413,168	$ 17,553,394	$ 16,413,168	$ 17,553,394
Basic and diluted loss	$ (0.07)	$ (0.48)	$ (0.98)	$ (1.33)
Dividends	$ 0.25	$ 0.47	$ 0.50	$ 0.94
Weighted average number of shares outstanding for the entire period (for basic and diluted)	686,693	695,350	685,157	697,361