EXHIBIT 32.1

Certification under Section 906 of the Sarbanes-Oxley Act of 2002

Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, the Company’s chief executive officer certifies as follows:

(a) This Report on Form 10-K fully complies with the requirements of Sections 13(a) or 15(d) of the Securities Exchange Act of 1934.

(b) The information contained in this Report on Form 10-K fairly presents, in all material respects, the financial condition and results of operations of the Company.

/s/ Lawrence N. Smith

Lawrence N. Smith

Chief Executive Officer

Date: March 12, 2004

EXHIBIT 32.2

Certification under Section 906 of the Sarbanes-Oxley Act of 2002

Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, the Company’s chief financial officer certifies as follows:

(a) This Report on Form 10-K fully complies with the requirements of Sections 13(a) or 15(d) of the Securities Exchange Act of 1934.

(b) The information contained in this Report on Form 10-K fairly presents, in all material respects, the financial condition and results of operations of the Company.

/s/ Eleanor J. Whitehurst

Senior Vice President & Chief Financial Officer

Date: March 12, 2004