Exhibit 21.1

SUBSIDIARIES

1)	Resource Bank, a Virginia corporation, is a wholly owned subsidiary of Resource Bankshares Corporation.
2)	Resource Service Corporation, a Virginia corporation, is a wholly owned subsidiary of Resource Bank.
		(a)	Financial Planners Mortgage, L.L.P., is a Virginia general partnership registered as a limited liability partnership, in which Resource Service Corporation owns a 49% interest.
3)	Resource Capital Trust I, a Delaware business trust, is a wholly-owned subsidiary of Resource Bankshares  Corporation.
4)	CW and Company of Virginia, a Virginia corporation, is a wholly-owned subsidiary of Resource Bank.
5)	PRC Title LLC, a Virginia limited liability company, is a wholly-owned subsidiary of Resource Bank.
6)	Resource Capital Trust II, a Delaware business trust, is a wholly-owned subsidiary of Resource Bankshares Corporation
7)	Resource Capital Trust III, a Delaware business trust, is a wholly-owned subsidiary of Resource Bankshares  Corporation
8)	Virginia Financial Services, LLC, a Virginia limited liability company, in which Resource Bankshares Corporation owns a 49% interest.