SEC Form 4

FORM 4		UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940	OMB APPROVAL OMB Number: 3235-0287 Estimated average burden hours per response: 0.5
	Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person* HAMADI RAMSEY K (Last) (First) (Middle) 12300 OLIVE BOULEVARD (Street) ST. LOUIS MO 63141 (City) (State) (Zip)	2. Issuer Name and Ticker or Trading Symbol PULASKI FINANCIAL CORP [ (PULB) ]	5. Relationship of Reporting Person(s) to Issuer (Check all applicable) Director 10% Owner X Officer (give title below) Other (specify below) Chief Financial Officer
	3. Date of Earliest Transaction (Month/Day/Year) 10/17/2003
	4. If Amendment, Date of Original Filed (Month/Day/Year)	6. Individual or Joint/Group Filing (Check Applicable Line) X Form filed by One Reporting Person Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/17/2003		M		4,000	A	$5	6,200	D(1)(2)
Common Stock								1,188.5082	I	By 401(k)(3)(4)
Common Stock								1,602	I	By ESOP(5)
Common Stock								200	I	By MRP II(9)(10)
Common Stock								2,000	I	By IRA(6)
Common Stock								400	I	By MRP(2)(7)(8)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$5(11)	10/17/2003		M			4,000(11)	01/17/2002(12)	01/17/2011	Common Stock	4,000	$0	8,400(11)	D
Stock Option (right to buy)	$6.44(13)							05/30/2002(15)	05/30/2011	Common Stock	40,000		40,000(13)	D
Stock Option (right to buy)	$8.325(14)							01/16/2003(16)	01/16/2012	Common Stock	21,000		21,000(14)	D

Explanation of Responses:

1. On July 22, 2003, the common stock of Pulaski Financial Corp. split 2-for-1, resulting in the reporting person's acquisition of 1,100 additional shares of common stock.

2. Since the reporting person's last report 100 shares previously held through MRP have vested and are now owned directly.

3. On July 22, 2003, the common stock of Pulaski Financial Corp. split 2-for-1, resulting in the reporting person's acquisition of 530 additional shares of common stock.

4. This form reflects increases in beneficial ownership resulting from exempt acquisitions under a 401(k) plan pursuant to rule 16b-3(c).

5. On July 22, 2003, the common stock of Pulaski Financial Corp. split 2-for-1, resulting in the reporting person's acquisition of 801 additional shares of common stock.

6. On July 22, 2003, the common stock of Pulaski Financial Corp. split 2-for-1, resulting in the reporting person's acquisition of 1,000 additional shares of common stock.

7. On July 22, 2003, the common stock of Pulaski Financial Corp. split 2-for-1, resulting in the reporting person's acquisition of 200 additional shares of common stock.

8. Stock Awards granted pursuant to the Pulaski Financial Corp. 2000 Stock-Based Incentive Plan vest in five equal annual installments commencing on July 19, 2001.

9. Stock Awards granted pursuant to the Pulaski Financial Corp. 2000 Stock-Based Incentive Plan vest in five equal annual installments commencing on January 17, 2004.

10. On July 22, 2003, the common stock of Pulaski Financial Corp. split 2-for-1, resulting in the reporting person's acquisition of 100 additional shares of common stock.

11. This option was previously reported as covering 6,200 shares at an exercise price of $10.00 per share, but was adjusted to reflect the stock split on July 22, 2003.

12. Stock Options granted pursuant to the Pulaski Financial Corp. 2000 Stock-Based Incentive Plan will vest in three equal annual installments commencing on January 17, 2002.

13. This option was previously reported as covering 20,000 shares at an exercise price of $12.88 per share, but was adjusted to reflect the stock split on July 22, 2003.

14. This option was previously reported as covering 10,500 shares at an exercise price of $16.65 per share, but was adjusted to reflect the stock split on July 22, 2003.

15. Stock Options granted pursuant to the Pulaski Financial Corp. 2000 Stock-Based Incentive Plan vest in five equal annual installments commencing on May 30, 2002.

16. Stock Options granted pursuant to the Pulaski Financial Corp. 2000 Stock-Based Incentive Plan vest in four equal annual installments commencing on January 16, 2003.

Remarks:

	/s/ Hamadi, Ramsey K.	10/17/2003
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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