LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details 8) (USD $)	6 Months Ended
	Mar. 31, 2013 grading	Sep. 30, 2012
Recorded investment of loan risk ratings by class
Number of risk gradings internal rating system	5
Number of risk gradings in internal rating system of financing receivables assigned to a loan	1
Total loans receivables	$ 1,021,970,521	$ 992,844,236
Less related specific allowance	(1,241,833)	(624,825)
Total	1,003,362,753	975,727,642
Pass
Recorded investment of loan risk ratings by class
Total loans receivables	945,136,156	905,280,568
Total	945,136,156	905,280,568
Special Mention
Recorded investment of loan risk ratings by class
Total loans receivables	21,965,248	7,105,834
Total	21,965,248	7,105,834
Substandard
Recorded investment of loan risk ratings by class
Total loans receivables	47,277,161	72,209,164
Less related specific allowance	(750,049)	(624,825)
Total	46,527,112	71,584,339
Doubtful
Recorded investment of loan risk ratings by class
Total loans receivables	7,591,956	8,248,670
Less related specific allowance	(491,784)
Total	7,100,172	8,248,670
Residential real estate first mortgage
Recorded investment of loan risk ratings by class
Total loans receivables	214,520,811	211,772,695
Less related specific allowance	(489,214)	(346,365)
Residential real estate first mortgage | Pass
Recorded investment of loan risk ratings by class
Total loans receivables	196,081,323	185,061,008
Residential real estate first mortgage | Special Mention
Recorded investment of loan risk ratings by class
Total loans receivables	2,058,129	462,421
Residential real estate first mortgage | Substandard
Recorded investment of loan risk ratings by class
Total loans receivables	11,317,512	23,039,578
Residential real estate first mortgage | Doubtful
Recorded investment of loan risk ratings by class
Total loans receivables	5,063,847	3,209,688
Residential real estate second mortgage
Recorded investment of loan risk ratings by class
Total loans receivables	41,485,143	42,249,107
Less related specific allowance	(133,578)	(191,612)
Residential real estate second mortgage | Pass
Recorded investment of loan risk ratings by class
Total loans receivables	39,979,123	39,698,676
Residential real estate second mortgage | Special Mention
Recorded investment of loan risk ratings by class
Total loans receivables	213,814	181,825
Residential real estate second mortgage | Substandard
Recorded investment of loan risk ratings by class
Total loans receivables	803,523	1,779,092
Residential real estate second mortgage | Doubtful
Recorded investment of loan risk ratings by class
Total loans receivables	488,683	589,514
Home equity lines of credit
Recorded investment of loan risk ratings by class
Total loans receivables	130,292,202	144,711,105
Less related specific allowance	(259,095)	(86,848)
Home equity lines of credit | Pass
Recorded investment of loan risk ratings by class
Total loans receivables	126,570,535	139,910,992
Home equity lines of credit | Special Mention
Recorded investment of loan risk ratings by class
Total loans receivables	56,113	146,631
Home equity lines of credit | Substandard
Recorded investment of loan risk ratings by class
Total loans receivables	2,163,331	3,511,016
Home equity lines of credit | Doubtful
Recorded investment of loan risk ratings by class
Total loans receivables	1,502,223	1,142,466
Land acquisition and development
Recorded investment of loan risk ratings by class
Total loans receivables	46,457,982	47,335,546
Land acquisition and development | Pass
Recorded investment of loan risk ratings by class
Total loans receivables	28,983,866	34,632,857
Land acquisition and development | Special Mention
Recorded investment of loan risk ratings by class
Total loans receivables	10,487,291	4,549,053
Land acquisition and development | Substandard
Recorded investment of loan risk ratings by class
Total loans receivables	6,959,825	8,153,636
Land acquisition and development | Doubtful
Recorded investment of loan risk ratings by class
Total loans receivables	27,000
Real estate construction and development
Recorded investment of loan risk ratings by class
Total loans receivables	18,585,480	21,893,617
Real estate construction and development | Pass
Recorded investment of loan risk ratings by class
Total loans receivables	18,556,032	21,504,850
Real estate construction and development | Substandard
Recorded investment of loan risk ratings by class
Total loans receivables		34,173
Real estate construction and development | Doubtful
Recorded investment of loan risk ratings by class
Total loans receivables	29,448	354,594
Commercial & multi-family real estate
Recorded investment of loan risk ratings by class
Total loans receivables	347,480,295	324,093,065
Less related specific allowance	(218,667)
Commercial & multi-family real estate | Pass
Recorded investment of loan risk ratings by class
Total loans receivables	319,833,940	297,366,661
Commercial & multi-family real estate | Special Mention
Recorded investment of loan risk ratings by class
Total loans receivables	7,501,852	1,189,914
Commercial & multi-family real estate | Substandard
Recorded investment of loan risk ratings by class
Total loans receivables	19,723,687	22,729,017
Commercial & multi-family real estate | Doubtful
Recorded investment of loan risk ratings by class
Total loans receivables	420,816	2,807,473
Commercial & industrial
Recorded investment of loan risk ratings by class
Total loans receivables	220,747,379	198,109,036
Less related specific allowance	(137,876)
Commercial & industrial | Pass
Recorded investment of loan risk ratings by class
Total loans receivables	212,803,581	184,570,394
Commercial & industrial | Special Mention
Recorded investment of loan risk ratings by class
Total loans receivables	1,648,049	575,990
Commercial & industrial | Substandard
Recorded investment of loan risk ratings by class
Total loans receivables	6,295,749	12,962,652
Consumer and other
Recorded investment of loan risk ratings by class
Total loans receivables	2,401,229	2,680,065
Less related specific allowance	(3,403)
Consumer and other | Pass
Recorded investment of loan risk ratings by class
Total loans receivables	2,327,756	2,535,130
Consumer and other | Substandard
Recorded investment of loan risk ratings by class
Total loans receivables	13,534
Consumer and other | Doubtful
Recorded investment of loan risk ratings by class
Total loans receivables	$ 59,939	$ 144,935