CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (USD $)	3 Months Ended		6 Months Ended
	Mar. 31, 2013	Mar. 31, 2012	Mar. 31, 2013	Mar. 31, 2012
Interest and Dividend Income:
Loans receivable	$ 11,644,480	$ 12,648,909	$ 23,583,029	$ 25,849,908
Mortgage loans held for sale	1,413,160	1,277,343	2,981,774	2,587,840
Securities and other	118,616	84,495	224,243	196,635
Total interest and dividend income	13,176,256	14,010,747	26,789,046	28,634,383
Interest Expense:
Deposits	1,326,738	1,819,203	2,761,345	3,955,689
Borrowed money	235,367	232,229	474,377	472,641
Subordinated debentures	125,422	138,514	257,256	270,666
Total interest expense	1,687,527	2,189,946	3,492,978	4,698,996
Net interest income	11,488,729	11,820,801	23,296,068	23,935,387
Provision for loan losses	1,375,000	5,500,000	3,440,000	8,500,000
Net interest income after provision for loan losses	10,113,729	6,320,801	19,856,068	15,435,387
Non-Interest Income:
Mortgage revenues	3,148,369	1,896,565	6,136,143	3,583,281
Retail banking fees	993,711	978,353	2,147,192	1,979,914
Investment brokerage revenues	263,639	396,601	557,129	770,928
Bank-owned life insurance	221,436	249,482	453,304	510,652
Other	8,737	33,724	58,252	125,375
Total non-interest income	4,635,892	3,554,725	9,352,020	6,970,150
Non-Interest Expense:
Salaries and employee benefits	4,412,598	3,780,550	8,978,995	7,523,999
Occupancy, equipment and data processing expense	2,544,869	2,329,166	4,905,194	4,509,818
Advertising	111,406	104,609	230,600	212,811
Professional services	800,834	402,775	1,355,284	829,212
FDIC deposit insurance premium expense	276,078	440,882	710,170	881,742
Real estate foreclosure losses and expense, net	239,874	388,088	1,454,156	1,133,273
Postage, document delivery and office supplies	176,206	179,008	366,761	481,098
Other	543,852	316,661	962,750	501,214
Total non-interest expense	9,105,717	7,941,739	18,963,910	16,073,167
Income before income taxes	5,643,904	1,933,787	10,244,178	6,332,370
Income tax expense	1,991,730	564,780	3,464,275	1,921,287
Net income	3,652,174	1,369,007	6,779,903	4,411,083
Other comprehensive income:
Unrealized gains (losses) on debt and mortgage-backed securities available for sale	(35,652)	13,429	(30,789)	30,924
Income tax benefit (expense)	13,548	(5,103)	11,700	(11,751)
Net unrealized gains (losses)	(22,104)	8,326	(19,089)	19,173
Comprehensive income	3,630,070	1,377,333	6,760,814	4,430,256
Income available to common shares	$ 3,246,407	$ 851,148	$ 5,968,677	$ 3,375,754
Per Common Share Amounts:
Basic earnings per common share (in dollars per share)	$ 0.30	$ 0.08	$ 0.55	$ 0.32
Weighted average common shares outstanding - basic (in shares)	10,916,522	10,659,123	10,865,523	10,632,225
Diluted earnings per common share (in dollars per share)	$ 0.29	$ 0.08	$ 0.54	$ 0.30
Weighted average common shares outstanding - diluted (in shares)	11,136,801	11,132,612	11,101,194	11,069,306