SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED)

12 Months Ended

Sep. 30, 2011

SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED)

SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED)

23.     SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED)

The results of operations by quarter for 2011 and 2010 were as follows:

	First		Second		Third		Fourth
Year Ended September 30, 2011	Quarter		Quarter		Quarter		Quarter
Interest income	$	17,124,421	$	14,817,644	$	14,174,594	$	14,136,014
Interest expense	3,708,226		3,331,453		3,096,072		2,815,554
Net interest income	13,416,195		11,486,191		11,078,522		11,320,460
Provision for loan losses	4,300,000		3,500,000		4,000,000		3,000,000
Net interest income after loan loss provision	9,116,195		7,986,191		7,078,522		8,320,460
Non-interest income	3,648,171		2,690,864		3,073,936		3,584,834
Non-interest expense	8,301,074		9,208,052		7,885,855		8,889,608
Income before taxes	4,463,292		1,469,003		2,266,603		3,015,686
Income tax expense	1,345,940		402,313		566,349		835,205
Net income	$	3,117,352	$	1,066,690	$	1,700,254	$	2,180,481
Income available to common shares	$	2,601,425	$	550,379	$	1,183,558	$	1,663,399
Earnings per common share - basic	$	0.25	$	0.05	$	0.11	$	0.16
Earnings per common share - diluted	$	0.24	$	0.05	$	0.11	$	0.15
Weighted average common shares outstanding - basic	10,507,158		10,532,730		10,558,910		10,574,405
Weighted average common shares outstanding - diluted	10,925,023		10,986,206		11,009,935		10,962,188

	First		Second			Third		Fourth
Year Ended September 30, 2010	Quarter		Quarter			Quarter		Quarter
Interest income	$	16,837,055	$	16,050,620		$	15,917,855	$	16,298,660
Interest expense	5,311,566		4,968,670			4,220,269		3,891,888
Net interest income	11,525,489		11,081,950			11,697,586		12,406,772
Provision for loan losses	6,074,000		11,240,000			4,500,000		4,250,000
Net interest income (loss) after loan loss provision	5,451,489		(158,050		)	7,197,586		8,156,772
Non-interest income	4,447,467		3,387,367			3,731,478		3,274,166
Non-interest expense	8,182,400		8,420,874			7,342,217		7,990,620
Income (loss) before taxes	1,716,556		(5,191,557		)	3,586,847		3,440,318
Income tax expense (benefit)	466,121		(869,669		)	409,693		253,232
Net income (loss)	$	1,250,435	$	(4,321,888	)	$	3,177,154	$	3,187,086
Income (loss) available to common shares	$	736,029	$	(4,836,673	)	$	2,661,990	$	2,671,541
Earnings (loss) per common share - basic	$	0.07	$	(0.47	)	$	0.26	$	0.26
Earnings (loss) per common share - diluted	$	0.07	$	(0.47	)	$	0.25	$	0.27
Weighted average common shares outstanding - basic	10,274,066		10,364,565			10,418,153		10,466,557
Weighted average common shares outstanding - diluted	10,483,880		10,364,565			10,622,155		10,807,056