XML 41 R35.htm IDEA: XBRL DOCUMENT v2.4.1.9
Segment Information (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2015
item
Mar. 31, 2014
Dec. 31, 2014
Segment Information      
Number of business segments 3us-gaap_NumberOfReportableSegments    
Segment reporting      
Net interest income $ 27,439us-gaap_InterestIncomeExpenseNet $ 25,667us-gaap_InterestIncomeExpenseNet  
Provision for loan losses 130us-gaap_ProvisionForLoanAndLeaseLosses 1,926us-gaap_ProvisionForLoanAndLeaseLosses  
Non-interest income 17,604us-gaap_NoninterestIncome 8,668us-gaap_NoninterestIncome  
Non-interest expense 24,143us-gaap_NoninterestExpense 25,790us-gaap_NoninterestExpense  
Provision for income taxes 7,038us-gaap_IncomeTaxExpenseBenefit 2,329us-gaap_IncomeTaxExpenseBenefit  
Net income 13,732us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic 4,290us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic  
Total Assets 3,446,770us-gaap_Assets 3,143,337us-gaap_Assets 3,399,134us-gaap_Assets
Average Assets 3,381,660cfnl_AverageAssets 3,021,873cfnl_AverageAssets  
Operating segment | Commercial Banking      
Segment reporting      
Net interest income 27,105us-gaap_InterestIncomeExpenseNet
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_CommercialBankingMember
25,193us-gaap_InterestIncomeExpenseNet
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_CommercialBankingMember
 
Provision for loan losses 130us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_CommercialBankingMember
1,926us-gaap_ProvisionForLoanAndLeaseLosses
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_CommercialBankingMember
 
Non-interest income 1,278us-gaap_NoninterestIncome
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_CommercialBankingMember
932us-gaap_NoninterestIncome
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_CommercialBankingMember
 
Non-interest expense 15,146us-gaap_NoninterestExpense
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_CommercialBankingMember
15,792us-gaap_NoninterestExpense
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_CommercialBankingMember
 
Provision for income taxes 4,215us-gaap_IncomeTaxExpenseBenefit
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_CommercialBankingMember
2,895us-gaap_IncomeTaxExpenseBenefit
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_CommercialBankingMember
 
Net income 8,892us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_CommercialBankingMember
5,512us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_CommercialBankingMember
 
Total Assets 3,371,660us-gaap_Assets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_CommercialBankingMember
3,095,847us-gaap_Assets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_CommercialBankingMember
 
Average Assets 3,322,472cfnl_AverageAssets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_CommercialBankingMember
2,943,545cfnl_AverageAssets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_CommercialBankingMember
 
Operating segment | Mortgage Banking      
Segment reporting      
Net interest income 511us-gaap_InterestIncomeExpenseNet
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_MortgageBankingMember
638us-gaap_InterestIncomeExpenseNet
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_MortgageBankingMember
 
Non-interest income 16,216us-gaap_NoninterestIncome
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_MortgageBankingMember
7,391us-gaap_NoninterestIncome
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_MortgageBankingMember
 
Non-interest expense 7,319us-gaap_NoninterestExpense
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_MortgageBankingMember
8,293us-gaap_NoninterestExpense
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_MortgageBankingMember
 
Provision for income taxes 3,434us-gaap_IncomeTaxExpenseBenefit
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_MortgageBankingMember
(97)us-gaap_IncomeTaxExpenseBenefit
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_MortgageBankingMember
 
Net income 5,974us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_MortgageBankingMember
(167)us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_MortgageBankingMember
 
Total Assets 358,024us-gaap_Assets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_MortgageBankingMember
321,958us-gaap_Assets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_MortgageBankingMember
 
Average Assets 267,313cfnl_AverageAssets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_MortgageBankingMember
230,424cfnl_AverageAssets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_MortgageBankingMember
 
Operating segment | Wealth Management and Trust Services      
Segment reporting      
Non-interest income 105us-gaap_NoninterestIncome
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_WealthManagementAndTrustServicesMember
167us-gaap_NoninterestIncome
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_WealthManagementAndTrustServicesMember
 
Non-interest expense 104us-gaap_NoninterestExpense
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_WealthManagementAndTrustServicesMember
112us-gaap_NoninterestExpense
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_WealthManagementAndTrustServicesMember
 
Provision for income taxes   19us-gaap_IncomeTaxExpenseBenefit
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_WealthManagementAndTrustServicesMember
 
Net income 1us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_WealthManagementAndTrustServicesMember
36us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_WealthManagementAndTrustServicesMember
 
Total Assets 2,391us-gaap_Assets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_WealthManagementAndTrustServicesMember
2,301us-gaap_Assets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_WealthManagementAndTrustServicesMember
 
Average Assets 2,409cfnl_AverageAssets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_WealthManagementAndTrustServicesMember
2,300cfnl_AverageAssets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_OperatingSegmentsMember
/ us-gaap_StatementBusinessSegmentsAxis
= cfnl_WealthManagementAndTrustServicesMember
 
Other.      
Segment reporting      
Net interest income (177)us-gaap_InterestIncomeExpenseNet
/ us-gaap_ConsolidationItemsAxis
= us-gaap_CorporateNonSegmentMember
(164)us-gaap_InterestIncomeExpenseNet
/ us-gaap_ConsolidationItemsAxis
= us-gaap_CorporateNonSegmentMember
 
Non-interest income 5us-gaap_NoninterestIncome
/ us-gaap_ConsolidationItemsAxis
= us-gaap_CorporateNonSegmentMember
178us-gaap_NoninterestIncome
/ us-gaap_ConsolidationItemsAxis
= us-gaap_CorporateNonSegmentMember
 
Non-interest expense 1,574us-gaap_NoninterestExpense
/ us-gaap_ConsolidationItemsAxis
= us-gaap_CorporateNonSegmentMember
1,593us-gaap_NoninterestExpense
/ us-gaap_ConsolidationItemsAxis
= us-gaap_CorporateNonSegmentMember
 
Provision for income taxes (611)us-gaap_IncomeTaxExpenseBenefit
/ us-gaap_ConsolidationItemsAxis
= us-gaap_CorporateNonSegmentMember
(488)us-gaap_IncomeTaxExpenseBenefit
/ us-gaap_ConsolidationItemsAxis
= us-gaap_CorporateNonSegmentMember
 
Net income (1,135)us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic
/ us-gaap_ConsolidationItemsAxis
= us-gaap_CorporateNonSegmentMember
(1,091)us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic
/ us-gaap_ConsolidationItemsAxis
= us-gaap_CorporateNonSegmentMember
 
Total Assets 415,545us-gaap_Assets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_CorporateNonSegmentMember
387,898us-gaap_Assets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_CorporateNonSegmentMember
 
Average Assets 417,547cfnl_AverageAssets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_CorporateNonSegmentMember
379,810cfnl_AverageAssets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_CorporateNonSegmentMember
 
Intersegment Elimination      
Segment reporting      
Total Assets (700,850)us-gaap_Assets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_IntersegmentEliminationMember
(664,667)us-gaap_Assets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_IntersegmentEliminationMember
 
Average Assets $ (628,081)cfnl_AverageAssets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_IntersegmentEliminationMember
$ (534,206)cfnl_AverageAssets
/ us-gaap_ConsolidationItemsAxis
= us-gaap_IntersegmentEliminationMember