CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 7,855	$ 5,864
Interest bearing demand deposits with other banks	46,202	44,675
Total cash and cash equivalents	54,057	50,539
Securities
Available-for-sale, at fair value	177,477	187,410
Mutual funds at fair value	2,020	1,933
Federal Home Loan Bank of Boston stock at cost	1,488	1,285
Loans receivable, net (allowance for credit losses: $15,558 and $14,846)	1,237,511	1,213,671
Bank premises and equipment, net	21,268	22,148
Goodwill	13,815	13,815
Intangible assets (net of accumulated amortization: $5,727 and $5,654)	154	227
Accrued interest receivable	6,546	6,797
Cash surrender value of life insurance policies	30,248	30,379
Deferred taxes	8,631	8,492
Other assets	5,121	4,886
Total Assets	1,558,336	1,541,582
Deposits
Demand (non-interest bearing)	353,794	395,994
Demand (interest bearing)	219,483	231,486
Money market	361,004	343,965
Savings and other	218,339	233,578
Certificates of deposit	207,330	153,370
Total deposits	1,359,950	1,358,393
Repurchase agreements	7,492	7,228
Federal Home Loan Bank of Boston advances	20,000	10,000
Subordinated debt	24,559	24,531
Note payable	106	128
Finance lease obligations	4,189	4,262
Accrued interest and other liabilities	8,975	8,685
Total Liabilities	1,425,271	1,413,227
Shareholders' Equity
Outstanding: 5,807,119 and 5,798,816	581	580
Unearned compensation – restricted stock awards	(779)	(1,144)
Paid-in capital	47,443	47,466
Retained earnings	105,846	102,178
Accumulated other comprehensive loss, net	(20,026)	(20,725)
Total Shareholders' Equity	133,065	128,355
Total Liabilities and Shareholders' Equity	$ 1,558,336	$ 1,541,582