CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 6,231	$ 5,864
Interest bearing demand deposits with other banks	43,613	44,675
Total cash and cash equivalents	49,844	50,539
Securities
Available-for-sale, at fair value	187,598	187,410
Mutual funds at fair value	2,068	1,933
Federal Home Loan Bank of Boston stock at cost	5,030	1,285
Loans receivable, net (allowance for credit losses: $16,009 and $14,846)	1,234,632	1,213,671
Bank premises and equipment, net	21,597	22,148
Goodwill	13,815	13,815
Intangible assets (net of accumulated amortization: $5,691 and $5,654)	188	227
Accrued interest receivable	6,383	6,797
Cash surrender value of life insurance policies	30,571	30,379
Deferred taxes	8,234	8,492
Other assets	5,374	4,886
Total Assets	1,565,334	1,541,582
Deposits
Demand (non-interest bearing)	370,049	395,994
Demand (interest bearing)	218,902	231,486
Money market	296,974	343,965
Savings and other	236,755	233,578
Certificates of deposit	170,362	153,370
Total deposits	1,293,042	1,358,393
Repurchase agreements	3,230	7,228
Federal Home Loan Bank of Boston advances	100,000	10,000
Subordinated debt	24,545	24,531
Note payable	117	128
Finance lease obligations	4,225	4,262
Accrued interest and other liabilities	7,820	8,685
Total Liabilities	1,432,979	1,413,227
Shareholders' Equity
Outstanding: 5,807,719 and 5,798,816	581	580
Unearned compensation – restricted stock awards	(961)	(1,144)
Paid-in capital	47,396	47,466
Retained earnings	103,371	102,178
Accumulated other comprehensive loss, net	(18,032)	(20,725)
Total Shareholders' Equity	132,355	128,355
Total Liabilities and Shareholders' Equity	$ 1,565,334	$ 1,541,582