NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Narrative) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Property, Plant and Equipment [Line Items]
[custom:BalanceOFundsDueFromOtherBanksExceedingFederallyInsuredLimits-0]	$ 1,900,000
Advertising Expense	640,000	$ 704,000
Business Acquisition 1 [Member]
Property, Plant and Equipment [Line Items]
Goodwill from purchase of additional branch office in New York in 2017	2,400,000	2,400,000
Business Acquisition 2 [Member]
Property, Plant and Equipment [Line Items]
Goodwill from purchase of additional branch office in New York in 2017	7,200,000	7,200,000
Business Acquisition 3 [Member]
Property, Plant and Equipment [Line Items]
Goodwill from purchase of additional branch office in New York in 2017	319,000	319,000
Business Acquisition 4 [Member]
Property, Plant and Equipment [Line Items]
Goodwill from purchase of additional branch office in New York in 2017	2,700,000	2,700,000
Business Acquisition 5 [Member]
Property, Plant and Equipment [Line Items]
Goodwill from purchase of additional branch office in New York in 2017	$ 1,300,000	$ 1,300,000
Building Improvements [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	39 years
Land Improvements [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	15 years
Furniture and Fixtures [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	7 years
Computer Equipment [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	5 years
Software and Software Development Costs [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Useful Life	5 years