CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 8,611	$ 6,404
Interest bearing demand deposits with other banks	62,856	168,931
Total cash and cash equivalents	71,467	175,335
Interest bearing Time Deposits with Financial Institutions	750	750
Securities
Available-for-sale at fair value	203,110	202,396
Mutual funds at fair value	1,672	901
Federal Home Loan Bank of Boston stock at cost	945	1,397
Loans held-for-sale		2,684
Loans receivable, net (allowance for loan losses: $13,703 and $12,962)	1,135,758	1,066,750
Bank premises and equipment, net	22,710	22,625
Goodwill	13,815	13,815
Intangible assets (net of accumulated amortization: $5,567 and $5,463)	314	418
Accrued interest receivable	6,123	6,260
Cash surrender value of life insurance policies	28,063	27,738
Deferred taxes	6,460	2,588
Other assets	5,334	5,527
Total Assets	1,496,521	1,529,184
Deposits
Demand (non-interest bearing)	383,674	416,073
Demand (interest bearing)	233,947	233,600
Money market	314,244	330,436
Savings and other	231,322	237,075
Certificates of deposit	153,352	119,009
Total deposits	1,316,539	1,336,193
Repurchase agreements	16,574	11,430
Federal Home Loan Bank of Boston advances		7,656
Subordinated debt	24,502	24,474
Note payable	149	170
Finance lease obligations	4,329	4,107
Accrued interest and other liabilities	7,125	8,554
Total Liabilities	1,369,218	1,392,584
Shareholders' Equity 1
Outstanding: 5,783,966 and 5,723,394	578	286
Unearned compensation – restricted stock awards	(1,512)	(925)
Paid-in capital	47,205	46,374
Retained earnings	95,568	89,995
Accumulated other comprehensive (loss) income, net	(14,536)	870
Total Shareholders' Equity	127,303	136,600
Total Liabilities and Shareholders' Equity	$ 1,496,521	$ 1,529,184