CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Operating Activities
Net income	$ 3,568	$ 4,526
(Accretion), amortization and depreciation:
Securities	361	178
Bank premises and equipment	392	363
Core deposit intangible	53	71
Modification fees on Federal Home Loan Bank of Boston advances	21	5
Subordinated debt issuance costs	14	4
Mortgage servicing rights	39	75
(Gains) and losses, including write-downs
Loss on CRA mutual fund	42	16
Gain on sales of securities available-for-sale, net	(210)
Gain on sales of loans, excluding capitalized servicing rights	(275)	(494)
Sales/disposals of premises and equipment	9
Provision for loan losses	363	158
Proceeds from loans sold	8,852	21,281
Loans originated for sale	(6,963)	(20,365)
(Increase) decrease in deferred loan origination fees and costs, net	(476)	993
Mortgage servicing rights originated	(55)	(193)
Decrease in mortgage servicing rights impairment reserve		(9)
Decrease in interest receivable	365	136
Deferred tax expense (benefit)	467	(54)
Increase in prepaid expenses	(111)	(36)
Increase in cash surrender value of life insurance policies	(162)	(125)
Decrease (increase) in other assets	403	(497)
Decrease in income tax receivable	79
Decrease in accrued expenses	(1,537)	(1,002)
Increase in income tax payable		1,118
Decrease in interest payable	(12)	(6)
(Decrease) increase in other liabilities	(53)	48
Stock based compensation-restricted stock awards	285	203
Net cash provided by operating activities	5,459	6,394
Investing Activities
Redemption of Federal Home Loan Bank of Boston stock	320
Purchases of securities available-for-sale	(145,297)	(40,466)
Reinvestment of CRA mutual fund	(3)	(3)
Proceeds from sales of securities available-for-sale	17,718
Proceeds from maturities/principal payments of securities available-for-sale	102,413	9,528
Loan originations and principal collections, net	641	(14,611)
Recoveries of loans previously charged off	6	13
Capital expenditures	(343)	(839)
Net cash utilized by investing activities	(24,545)	(46,378)
Financing Activities
(Decrease) increase in deposit transaction accounts, net	(54,923)	85,358
Increase (decrease) in time deposits, net	9,204	(3,261)
(Decrease) increase in securities sold under agreements to repurchase, net	(3,269)	1,571
Repayments of Federal Home Loan Bank of Boston long term advances	(6,000)
Issuance of subordinated debt, net of costs		24,418
Principal payments on amortizing FHLB Advances	(1,258)	(1,248)
Principal payments on note payable	(11)	(11)
Principal payments on finance lease obligations	(33)	(15)
Stock options exercised		31
Net settlement of restricted stock units	(183)
Common stock dividends paid	(915)	(825)
Net cash (utilized) provided by financing activities	(57,388)	106,018
Net (decrease) increase in cash and cash equivalents	(76,474)	66,034
Cash and cash equivalents, beginning of period	175,335	93,162
Cash and cash equivalents, end of period	98,861	159,196
Cash paid during period
Interest	789	743
Income taxes	270	183
Non cash investing and financing activities:
Fixed Asset	289
Finance lease liability	(289)
Loans transferred to Loans Held for Sale	$ 3,389