CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 4,814	$ 6,404
Interest bearing demand deposits with other banks	94,047	168,931
Total cash and cash equivalents	98,861	175,335
Interest bearing Time Deposits with Financial Institutions	750	750
Securities
Available-for-sale at fair value	215,652	202,396
CRA mutual fund at fair value	862	901
Federal Home Loan Bank of Boston stock at cost	1,077	1,397
Loans held-for-sale	1,070	2,684
Loans receivable, net (allowance for loan losses: $12,915 and $12,962)	1,066,216	1,066,750
Bank premises and equipment, net	22,856	22,625
Goodwill	13,815	13,815
Intangible assets (net of accumulated amortization: $5,517 and $5,463)	364	418
Accrued interest receivable	5,895	6,260
Cash surrender value of life insurance policies	27,900	27,738
Deferred taxes	4,591	2,588
Other assets	5,173	5,527
Total Assets	1,465,082	1,529,184
Deposits
Demand (non-interest bearing)	370,082	416,073
Demand (interest bearing)	233,893	233,600
Money market	317,462	330,436
Savings and other	240,824	237,075
Certificates of deposit	128,213	119,009
Total deposits	1,290,474	1,336,193
Repurchase agreements	8,161	11,430
Federal Home Loan Bank of Boston advances	419	7,656
Subordinated debt	24,488	24,474
Note payable	159	170
Finance lease obligations	4,363	4,107
Accrued interest and other liabilities	6,952	8,554
Total Liabilities	1,335,016	1,392,584
Shareholders' Equity
Outstanding: 2,882,458 and 2,861,697	288	286
Unearned compensation – restricted stock awards	(1,550)	(925)
Paid-in capital	47,099	46,374
Retained earnings	92,648	89,995
Accumulated other comprehensive (loss) income, net	(8,419)	870
Total Shareholders' Equity	130,066	136,600
Total Liabilities and Shareholders' Equity	$ 1,465,082	$ 1,529,184