CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 6,404	$ 10,599
Interest bearing demand deposits with other banks	168,931	82,563
Total cash and cash equivalents	175,335	93,162
Interest bearing Time Deposits with Financial Institutions	750	750
Securities
Available-for-sale at fair value	202,396	98,411
CRA mutual fund at fair value	901	917
Federal Home Loan Bank of Boston stock at cost	1,397	1,713
Loans held-for-sale	2,684	2,735
Loans receivable, net (allowance for loan losses: $12,962 and $13,754)	1,066,750	1,027,738
Bank premises and equipment, net	22,625	20,355
Goodwill	13,815	13,815
Intangible assets (net of accumulated amortization: $5,463 and $5,207)	418	674
Accrued interest receivable	6,260	6,373
Cash surrender value of life insurance policies	27,738	21,182
Deferred taxes	2,588	2,412
Other assets	5,527	3,423
Total Assets	1,529,184	1,293,660
Deposits
Demand (non-interest bearing)	416,073	310,769
Demand (interest bearing)	233,600	218,869
Money market	330,436	278,146
Savings and other	237,075	189,776
Certificates of deposit	119,009	131,514
Total deposits	1,336,193	1,129,074
Repurchase agreements	11,430	7,116
Federal Home Loan Bank of Boston advances	7,656	12,639
Subordinated debt	24,474	9,883
Note payable	170	208
Finance lease obligations	4,107	1,673
Accrued interest and other liabilities	8,554	8,315
Total Liabilities	1,392,584	1,168,908
Shareholders' Equity
Outstanding: 2,861,697 and 2,843,292	286	284
Unearned compensation – restricted stock awards	(925)	(774)
Paid-in capital	46,374	45,264
Retained earnings	89,995	76,974
Accumulated other comprehensive income, net	870	3,004
Total Shareholders' Equity	136,600	124,752
Total Liabilities and Shareholders' Equity	$ 1,529,184	$ 1,293,660