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NOTE 8 - BANK PREMISES AND EQUIPMENT
12 Months Ended
Dec. 31, 2021
Property, Plant and Equipment [Abstract]  
NOTE 8 - BANK PREMISES AND EQUIPMENT

NOTE 8 - BANK PREMISES AND EQUIPMENT

The components of premises and equipment are as follows:

December 31, (in thousands)    2021      2020  
Land  $3,277   $2,762 
Buildings and improvements   18,246    14,886 
Leasehold improvements   1,553    1,553 
Finance leases   4,288    1,798 
Furniture, fixtures, equipment and software   10,623    9,687 
Fixed assets in process   347    4,839 
Total cost   38,334    35,525 
Accumulated depreciation and amortization   (15,709)   (15,170)
Bank premises and equipment, net  $22,625   $20,355