CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Operating Activities
Net income	$ 4,526	$ 2,047
(Accretion), amortization and depreciation:
Securities	178	105
Bank premises and equipment	363	355
Core deposit intangible	71	87
Modification fees on Federal Home Loan Bank of Boston advances	5	45
Subordinated debt issuance costs	4	6
Mortgage servicing rights	75	16
Fair value adjustment on deposits		(1)
(Gains) and losses, including write-downs
Loss (gain) on CRA mutual fund	16	(14)
Gain on securities available-for-sale, net		(1)
Gain on sales of loans, excluding capitalized servicing rights	(494)	(45)
Provision for loan losses	158	1,706
Proceeds from loans sold	21,281	3,157
Loans originated for sale	(20,365)	(3,360)
Decrease in deferred loan origination fees and costs, net	993	33
Mortgage servicing rights originated	(193)	(33)
Decrease in mortgage servicing rights impairment reserve	(9)
Decrease (increase) in interest receivable	136	(22)
Deferred tax benefit	(54)	(205)
(Increase) decrease in prepaid expenses	(36)	18
Increase in cash surrender value of life insurance policies	(125)	(134)
Increase in other assets	(497)	(78)
Decrease in accrued expenses	(1,002)	(2,969)
Increase in income tax payable	1,118	408
(Decrease) increase in interest payable	(6)	219
Increase in other liabilities	48	613
Stock based compensation-restricted stock awards	203	159
Net cash provided by operating activities	6,394	2,112
Investing Activities
Redemption of Federal Home Loan Bank of Boston stock		509
Purchases of securities available-for-sale	(40,466)	(2,729)
Reinvestment of CRA mutual fund	(3)	(4)
Proceeds from calls of securities available-for-sale		655
Proceeds from maturities/principal payments of securities available-for-sale	9,528	3,767
Loan originations and principal collections, net	(14,611)	(23,497)
Recoveries of loans previously charged off	13	29
Proceeds from sale of OREO		314
Capital expenditures	(839)	(505)
Net cash utilized by investing activities	(46,378)	(21,461)
Financing Activities
Increase (decrease) in deposit transaction accounts, net	85,358	(1,068)
(Decrease) increase in time deposits, net	(3,261)	47,182
Increase (decrease) in securities sold under agreements to repurchase, net	1,571	(3,601)
Federal Home Loan Bank of Boston advances, net change in advances with maturity dates less than three months		(20,000)
Advances on Federal Home Loan Bank of Boston long term advances		10,000
Issuance of subordinated debt, net of costs	24,418
Principal payments on amortizing FHLB Advances	(1,248)
Principal payments on note payable	(11)	(9)
Principal payments on finance lease obligations	(15)	(11)
Stock options exercised	31	53
Common stock dividends paid	(825)	(820)
Net cash provided by financing activities	106,018	31,726
Net increase in cash and cash equivalents	66,034	12,377
Cash and cash equivalents, beginning of period	93,162	26,885
Cash and cash equivalents, end of period	159,196	39,262
Cash paid during period
Interest	743	1,662
Income taxes	$ 183	$ 140