Composition of loans receivable and loans held-for-sale - USD ($) $ in Thousands		Sep. 30, 2020	Dec. 31, 2019
Composition Of Loans Receivable And Loans Held-for-sale
Residential 1-4 family		$ 352,547	$ 346,299
Residential 5+ multifamily		35,880	35,455
Construction of residential 1-4 family		11,899	11,889
Home equity lines of credit		28,895	33,798
Residential real estate		429,221	427,441
Commercial		308,725	289,795
Construction of commercial		24,687	8,466
Commercial real estate		333,412	298,261
Farm land		3,295	3,641
Vacant land		13,694	7,893
Real estate secured		779,622	737,236
Commercial and industrial	[1]	237,448	169,411
Municipal		20,797	21,914
Consumer		7,686	6,385
Loans receivable, gross		1,045,553	934,946
Deferred loan origination (fees) and costs, net		(959)	1,362
Loans receivable, gross		1,044,594	936,308
Allowance for loan losses		(13,001)	(8,895)
Loans receivable, net		1,031,593	927,413
Loans held-for-sale
Residential 1-4 family		$ 2,761	$ 332

[1] Commercial and industrial balance as of September 30, 2020 includes $99.9 million of Paycheck Protection Program loans.