XML 46 R36.htm IDEA: XBRL DOCUMENT v3.20.2
LOANS - Changes in allowance for loan losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Residential 1-4 family        
Beginning balance $ 2,706 $ 1,980 $ 2,393 $ 2,149
Acquisition Discount Transfer       10
Provision 342 95 647 (85)
Charge-offs (1) (1)
Recoveries 8 1
Ending balance 3,048 2,074 3,048 2,074
Residential 5+ multifamily        
Beginning balance 508 466 446 413
Acquisition Discount Transfer      
Provision 122 29 185 82
Charge-offs (41) (42)
Recoveries
Ending balance 589 495 589 495
Construction of residential 1-4 family        
Beginning balance 87 77 75 83
Acquisition Discount Transfer      
Provision 2 12 (4)
Charge-offs
Recoveries
Ending balance 87 79 87 79
Home equity lines of credit        
Beginning balance 278 209 197 219
Acquisition Discount Transfer       1
Provision 5 15 81 4
Charge-offs
Recoveries
Ending balance 283 224 283 224
Residential real estate        
Beginning balance 3,579 2,732 3,111 2,864
Acquisition Discount Transfer       11
Provision 469 141 930 (3)
Charge-offs (41) (1) (42) (1)
Recoveries 8 1
Ending balance 4,007 2,872 4,007 2,872
Commercial        
Beginning balance 4,519 3,803 3,742 3,048
Acquisition Discount Transfer       488
Provision 645 (13) 1,402 262
Charge-offs (4) (14) (3) (23)
Recoveries 1 19 2
Ending balance 5,160 3,777 5,160 3,777
Construction of commercial        
Beginning balance 126 143 104 122
Acquisition Discount Transfer      
Provision 79 (16) 101 5
Charge-offs
Recoveries
Ending balance 205 127 205 127
Commercial real estate        
Beginning balance 4,645 3,946 3,846 3,170
Acquisition Discount Transfer       488
Provision 724 (29) 1,503 267
Charge-offs (4) (14) (3) (23)
Recoveries 1 19 2
Ending balance 5,365 3,904 5,365 3,904
Farm land        
Beginning balance 52 47 47 33
Acquisition Discount Transfer      
Provision 8 13 14
Charge-offs
Recoveries
Ending balance 60 47 60 47
Vacant land        
Beginning balance 144 89 71 100
Acquisition Discount Transfer      
Provision 38 111 (11)
Charge-offs
Recoveries
Ending balance 182 89 182 89
Real estate secured        
Beginning balance 8,420 6,814 7,075 6,167
Acquisition Discount Transfer       499
Provision 1,239 112 2,557 267
Charge-offs (45) (15) (45) (24)
Recoveries 1 27 3
Ending balance 9,614 6,912 9,614 6,912
Commercial real estate        
Beginning balance 1,071 1,233 1,145 1,158
Acquisition Discount Transfer       164
Provision 444 (67) 370 (127)
Charge-offs (19) (50)
Recoveries 29 31
Ending balance 1,515 1,176 1,515 1,176
Municipal        
Beginning balance 53 14 46 12
Acquisition Discount Transfer      
Provision (17) 16 (10) 18
Charge-offs
Recoveries
Ending balance 36 30 36 30
Consumer        
Beginning balance 102 51 60 56
Acquisition Discount Transfer      
Provision (20) 40 32 37
Charge-offs (13) (18) (25) (24)
Recoveries 5 8 7 12
Ending balance 74 81 74 81
Unallocated        
Beginning balance 972 638 569 438
Acquisition Discount Transfer      
Provision 160 50 563 250
Charge-offs
Recoveries
Ending balance 1,132 688 1,132 688
Total        
Beginning balance 10,618 8,750 8,895 7,831
Acquisition Discount Transfer       663
Provision 1,806 151 3,512 445
Charge-offs (58) (52) (70) (98)
Recoveries 5 38 34 46
Ending balance $ 12,371 $ 8,887 $ 12,371 $ 8,887