CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 7,391	$ 7,406
Interest bearing demand deposits with other banks	77,104	19,479
Total cash and cash equivalents	84,495	26,885
Interest bearing Time Deposits with Financial Institutions	750	750
Securities
Available-for-sale at fair value	89,452	91,801
CRA mutual fund at fair value	912	882
Federal Home Loan Bank of Boston stock at cost	3,353	3,242
Loans held-for-sale	5,313	332
Loans receivable, net (allowance for loan losses: $12,371 and $8,895)	1,040,358	927,413
Other real estate owned		314
Bank premises and equipment, net	17,950	17,385
Goodwill	13,815	13,815
Intangible assets (net of accumulated amortization: $5,054 and $4,884)	825	995
Accrued interest receivable	3,988	3,415
Cash surrender value of life insurance policies	20,846	20,580
Deferred taxes	1,935	1,249
Other assets	3,145	3,390
Total Assets	1,287,137	1,112,448
Deposits
Demand (non-interest bearing)	325,531	237,852
Demand (interest bearing)	188,487	153,314
Money market	251,242	239,504
Savings and other	170,537	161,112
Certificates of deposit	149,802	127,724
Total deposits	1,085,599	919,506
Repurchase agreements	7,809	8,530
Federal Home Loan Bank of Boston advances	55,118	50,887
Subordinated debt	9,871	9,859
Note payable	228	246
Finance lease obligations	1,696	1,718
Accrued interest and other liabilities	8,372	8,047
Total Liabilities	1,168,693	998,793
Shareholders' Equity
Common stock - $.10 per share par value; Authorized: 5,000,000; Issued: 2,843,292 and 2,825,912; Outstanding: 2,843,292 and 2,825,912	284	283
Unearned compensation - restricted stock awards	(1,031)	(795)
Paid-in capital	45,096	44,490
Retained earnings	71,461	68,320
Accumulated other comprehensive income, net	2,634	1,357
Total Shareholders' Equity	118,444	113,655
Total Liabilities and Shareholders' Equity	$ 1,287,137	$ 1,112,448