CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 6,597	$ 7,406
Interest bearing demand deposits with other banks	32,665	19,479
Total cash and cash equivalents	39,262	26,885
Interest bearing Time Deposits with Financial Institutions	750	750
Securities
Available-for-sale at fair value	91,333	91,801
CRA mutual fund at fair value	900	882
Federal Home Loan Bank of Boston stock at cost	2,733	3,242
Loans held-for-sale	580	332
Loans receivable, net (allowance for loan losses: $10,618 and $8,895)	949,142	927,413
Other real estate owned		314
Bank premises and equipment, net	17,535	17,385
Goodwill	13,815	13,815
Intangible assets (net of accumulated amortization: $4,973 and $4,886)	908	995
Accrued interest receivable	3,437	3,415
Cash surrender value of life insurance policies	20,714	20,580
Deferred taxes	1,174	1,249
Other assets	3,468	3,390
Total Assets	1,145,751	1,112,448
Deposits
Demand (non-interest bearing)	243,491	237,852
Demand (interest bearing)	157,069	153,314
Money market	222,746	239,504
Savings and other	167,408	161,112
Certificates of deposit	174,906	127,724
Total deposits	965,620	919,506
Repurchase agreements	4,929	8,530
Federal Home Loan Bank of Boston advances	40,932	50,887
Subordinated debt	9,865	9,859
Note payable	237	246
Finance lease obligations	1,707	1,718
Accrued interest and other liabilities	6,318	8,047
Total Liabilities	1,029,608	998,793
Shareholders' Equity
Common stock - $.10 per share par value; Authorized: 5,000,000; Issued: 2,829,017 and 2,825,912; Outstanding: 2,829,017 and 2,825,912	283	283
Unearned compensation - restricted stock awards	(659)	(795)
Paid-in capital	44,566	44,490
Retained earnings	69,547	68,320
Accumulated other comprehensive income, net	2,406	1,357
Total Shareholders' Equity	116,143	113,655
Total Liabilities and Shareholders' Equity	$ 1,145,751	$ 1,112,448